4564 Junction Dr, Middleburg, FL 32068 Property Records

Clay County property record for 4564 Junction Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,733 sqft · built 1992
Lot Size	1.29 acres (56,235 sqft)
Owner	2 Individual Names on Record
Last Sale	$97,000 (Nov 1992)
Tax Bill	$1,812 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-04-24-005626-003-17`

Property Details

APN / Parcel Number

Primary APN	`27-04-24-005626-003-17`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,733 sqft Heated Area
Gross Area	2,947 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	56,235 sqft (1.29 acres)
Lot Dimensions	225 ft deep x 250 ft wide
Garage Type	Carport
Garage Area	442 sqft
Carport	Carport
Carport Area	400 sqft

Exterior Amenities

Porch	Porch
Porch Area	380 sqft
Fence	Fence
Storage Building	896 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4564 JUNCTION DR
City	MIDDLEBURG
State	FL
Zip	32068-3254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 17 OLD JENNINGS JUNCTION UNIT 3 AS REC O R 1432 PG 1782
Legal Range	24
Legal Township	04
Legal Section	27
Legal Subdivision	OLD JENNINGS JUNCTION
Legal Lot Number	17
Legal Unit	3
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3027
Census Tract	30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	4564 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 24, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 1992 · Amount on Record
Deed Sale	Nov 5, 1992 · Amount on Record
Deed Document Number	0014321782
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4564 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044761033
Date	Jun 30, 2021
Book Page	4476/1033
Instrument	2021040490

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2046

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4564 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Document Number	0042840204
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4564 JUNCTION DR MIDDLEBURG FL 320683254, MIDDLEBURG, FL 32068-3254

Mortgage

Document Number	0042840204
Date	Mar 2, 2020
Book Page	004284/000204
Instrument	11102

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2045

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	4564 JUNCTION DR, MIDDLEBURG, FL 32068-3254
Document Number	0040352157
Book / Page	004035 / 002157
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 8, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4564 JUNCTION DR MIDDLEBURG FL 320683254, MIDDLEBURG, FL 32068-3254

Mortgage

Document Number	0040352157
Date	Dec 6, 2017
Book Page	004035/002157
Instrument	61841

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,812.00 (-4.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$169,000 (+10.06%)	$305,354 (+15.05%) Land $45,000 Building $260,354
2023	$1,904.00 (+6.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$153,557 (+3%)	$265,418 (+5.56%) Land $35,000 Building $230,418
2022	$1,794.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$149,085	$251,429 Land $35,000 Building $216,429

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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