4570 Smugglers Dr, Captiva, FL 33924 Property Records

Lee County property record for 4570 Smugglers Dr, Captiva, FL 33924

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,717 sqft · built 2022
Lot Size	0.313 acres (13,634 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Oct 2020)
Tax Bill	$19,328 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2022 Sale + 2 more
Flood Zone	Zone AE (high risk)
APN	`05-45-21-17-00002.0200`

Property Details

APN / Parcel Number

Primary APN	`05-45-21-17-00002.0200`
Alternative APNs	`05452101000030600` `21054517000020200` `10003600`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,717 sqft Living Area
Gross Area	7,150 sqft
1st Floor Area	1,365 sqft
Flooring	Tile
Elevator	Elevator

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Colonial
Exterior Material	Combination
Roof Type	Hip
Roof Material	Metal
Lot Area	13,634 sqft (0.313 acres)
Lot Dimensions	125 ft deep x 110 ft wide
Pool Area	250 sqft
Porch	Florida Room
Patio Area	870 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10003600
Street Address	4570 SMUGGLERS DR
City	UPPER CAPTIVA
State	FL
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS1
Legal Description	N END CAPTIVA IS PB 1/61 PT LT 3 DESC OR 1071/712 AKA BLK 2 LT 20 CASTAWAY
Legal Range	21E
Legal Township	45S
Legal Section	05
Legal Subdivision	UPPER CAPTIVA ISLAND
Legal Tract	17
Legal Block	2
Legal Lot Number	3,20
Jurisdiction	LEE FL
Township / Civil Division	SANIBEL ISLAND
Census Block Group	1
Census Block	1035
Census Tract	80100

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	56 BRACKETT RD, BRUNSWICK, ME 04011-7103
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA
Jan 26, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jun 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2020 · Amount on Record
Deed Sale	Oct 2, 2020 · Amount on Record
Prior Sale	Jun 17, 2020 · Amount on Record
Deed Document Number	2020237244
Prior Transfer Date	Feb 24, 1995
Prior Transfer Doc	2579003115
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	4570 SMUGGLERS DR, CAPTIVA, FL 33924
Transaction Type	Mortgage
Record Updated	Feb 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4570 SMUGGLERS DR, CAPTIVA, FL 33924

Mortgage

Document Number	0000083288
Date	Mar 11, 2022
Instrument	2022000083288

Lender

Name	UBS BANK USA
Type	Bank
Address	SALT LAKE CITY, UT 84111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2037
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	12.7%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jan 26, 2022
Property Address	4570 SMUGGLERS DR, CAPTIVA, FL 33924
Document Number	0000028101
Instrument Date	Jan 18, 2022
Instrument	2022000028101
Transaction Type	Transfer
Record Updated	Feb 9, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 BRACKETT RD, BRUNSWICK, ME 04011-7103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56 BRACKETT RD, BIRCH ISLAND, ME 04011-7103

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 2, 2020
Property Address	4570 SMUGGLERS DR, CAPTIVA, FL 33924
Document Number	0000237244
Instrument Date	Sep 30, 2020
Instrument	237244
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24 SEA ROSE LN FREEPORT ME 040326256, FREEPORT, ME 04032-6256

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 17, 2020
Property Address	4570 SMUGGLERS DR, CAPTIVA, FL 33924
Document Number	0000137600
Instrument Date	Jun 15, 2020
Instrument	137600
Transaction Type	Transfer
Record Updated	Jul 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$770.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2627 BELLINGHAM CT CAPE CORAL FL 339913059, CAPE CORAL, FL 33991-3059

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,352,242 (+1%)	$1,690,520 (+15.01%) Land $139,464 Building $1,551,056
2025	$19,328.00 (+21.38%)	$1,229,311 (+21%)	$1,469,947 (+44.69%) Land $151,337 Building $1,318,610
2023	$15,923.00 (+468.07%)	$1,015,959 (+308.67%) Land $143,128 Building $872,831	$1,015,959 (+308.67%) Land $143,128 Building $872,831
2022	$2,803.00	$248,600 Land $248,600	$248,600 Land $248,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 774 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 83 condo units
Nearby Flood Claims	1,041 (1988–2024)
Claims Outside the SFHA	76 of 1,041
Most Recent Claim	Nov 2024 · other causes
Claims by Event	Hurricane Milton, Oct 2024 · 269 claims Hurricane Ian, Oct 2022 · 239 claims Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE only, no 5G reported

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