Lee County property record for 4550 Smugglers Dr, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,047 sqft · built 2015 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,500,000 (Oct 2020) |
| Tax Bill | $23,543 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Oct 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-45-21-17-00002.0220 |
| Primary APN | 05-45-21-17-00002.0220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,047 sqft Living Area |
| Gross Area | 8,452 sqft |
| 1st Floor Area | 2,071 sqft |
| Upper Floors Area | 547 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 11,369 sqft (0.261 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Carport |
| Garage Area | 429 sqft |
| Carport | Carport |
| Carport Area | 429 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 675 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 1,466 sqft |
| Deck Area | 537 sqft |
| Patio Area | 566 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10003597 |
|---|---|
| Street Address | 4550 SMUGGLERS DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | N END CAPTIVA IS PB1/61 PT LOT 3 DESC OR 1017/1765 AKA BLK 2 LT 22 CASTAWAY |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 05 |
| Legal Subdivision | UPPER CAPTIVA ISLAND |
| Legal Tract | 17 |
| Legal Block | 2 |
| Legal Lot Number | 3,22 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 80100 |
Source: Lee County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5576 DOUG TAYLOR CIR, SAINT JAMES CITY, FL 33956-3200 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 3, 2023 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Oct 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on Record |
| Deed Sale | Oct 29, 2020 · Amount on Record |
| Prior Sale | Oct 2, 2013 · Amount on Record |
| Deed Document Number | 2020265229 |
| Last Transfer Date | Mar 31, 2023 |
| Transfer Doc | 0000118232 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Apr 3, 2023 |
| Property Address | 4550 SMUGGLERS DR, CAPTIVA, FL 33924 |
| Document Number | 0000118232 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023000118232 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15451 45TH ST NE, SAINT MICHAEL, MN 55376-9027 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 15451 45TH ST NE, SAINT MICHAEL, MN 55376-9027 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Oct 29, 2020 |
| Property Address | 4550 SMUGGLERS DR, CAPTIVA, FL 33924 |
| Document Number | 0000265229 |
| Instrument Date | Oct 27, 2020 |
| Instrument | 2020000265229 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15451 45TH ST NE, SAINT MICHAEL, MN 55376-9027 |
| Investor | Possibly a Property Investor |
| Document Number | 0000265230 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020000265230 |
| Name | SYNOVUS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,543.00 (+30.95%) | $1,121,908 (-24.99%) | $2,451,078 (+63.88%) Land $149,380 Building $2,301,698 |
| 2023 | $17,978.00 (+15.26%) | $1,495,698 (+27.53%) Land $130,656 Building $1,365,042 | $1,495,698 (+27.53%) Land $130,656 Building $1,365,042 |
| 2022 | $15,598.00 | $1,172,851 Land $132,500 Building $1,040,351 | $1,172,851 Land $132,500 Building $1,040,351 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
4G LTE only, no 5G reported
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