Lee County property record for 4541 Smugglers Dr, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,785 sqft · built 1999 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $450,000 (Jul 2017) |
| Tax Bill | $8,373 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-45-21-17-00003.0060 |
| Primary APN | 05-45-21-17-00003.0060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 1,785 sqft Living Area |
| Gross Area | 3,789 sqft |
| 1st Floor Area | 932 sqft |
| Upper Floors Area | 816 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 9,235 sqft (0.212 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Carport |
| Garage Area | 72 sqft |
| Carport | Carport |
| Carport Area | 72 sqft |
| Pool Area | 576 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 188 sqft |
| Patio Area | 108 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10003559 |
|---|---|
| Street Address | 4541 SMUGGLERS DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS1 |
| Legal Description | N END CAPTIVA IS PB 1 PG 61 PT LOT 3 AS DESC IN OR 512 PG 844 |
| Legal Range | 21E |
| Legal Township | 45S |
| Legal Section | 05 |
| Legal Subdivision | UPPER CAPTIVA ISLAND |
| Legal Tract | 17 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 80100 |
Source: Lee County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1242 SW PINE ISLAND RD, 42, CAPE CORAL, FL 33991-2126 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Jul 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2017 · Amount on Record |
| Deed Sale | Jul 7, 2017 · Amount on Record |
| Prior Sale | Dec 26, 2001 · Amount on Record |
| Deed Document Number | 2017146755 |
| Prior Transfer Date | May 15, 2002 |
| Prior Transfer Doc | 3692003267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 4541 SMUGGLERS DR, CAPTIVA, FL 33924 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 213 AVONDALE CIR, SEVERNA PARK, MD 21146-4403 |
| Document Number | 0000098098 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021000098098 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Jul 7, 2017 |
| Property Address | 4541 SMUGGLERS DR, CAPTIVA, FL 33924 |
| Document Number | 0000146755 |
| Instrument Date | Jul 5, 2017 |
| Instrument | 2017000146755 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1621 S 213TH CIR, 1621, ELKHORN, NE 68022-2060 |
| Name | Verified Name |
|---|---|
| Address | 213 AVONDALE CIR, SEVERNA PARK, MD 21146-4403 |
| Document Number | 0000146757 |
|---|---|
| Date | Jul 7, 2017 |
| Instrument | 2017000146757 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $627,352 (+2.7%) | $776,377 (+13.87%) Land $114,736 Building $661,641 | |
| 2025 | $8,373.00 (-28.61%) | $610,859 (-23.99%) | $681,784 (-21.83%) Land $118,440 Building $563,344 |
| 2023 | $11,728.00 (+0.86%) Homeowner's exemption | $803,658 (+3%) | $872,151 (+11.78%) Land $117,712 Building $754,439 |
| 2022 | $11,628.00 Homeowner's exemption | $780,250 Land $132,500 Building $647,750 | $780,250 Land $132,500 Building $647,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 60 / 5 |
| Verizon Fixed Wireless | 25 / 6 |
4G LTE only, no 5G reported
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