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4561 Smugglers Dr, Captiva, FL 33924 Property Records

Lee County property record for 4561 Smugglers Dr, Captiva, FL 33924

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 891 sqft · built 1984
Lot Size0.262 acres (11,413 sqft)
Owner2 Individual Names on Record
Last Sale$495,000 (Sep 2021)
Tax Bill$5,875 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN05-45-21-17-00003.0040

Property Details

APN / Parcel Number

Primary APN05-45-21-17-00003.0040
Alternative APNs
  • 21054517000030040
  • 10003610

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area891 sqft Living Area
Gross Area2,092 sqft
1st Floor Area666 sqft
Upper Floors Area225 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1987
Exterior MaterialAluminum/Vinyl
Roof TypeHip
Roof MaterialMetal
Lot Area11,413 sqft (0.262 acres)
Lot Dimensions125 ft deep x 93 ft wide
Garage TypeCarport
Garage Area192 sqft
CarportCarport
Carport Area192 sqft
PorchStoop
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10003610
Street Address4561 SMUGGLERS DR
CityCAPTIVA
StateFL
Zip33924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS1
Legal DescriptionPARL IN G L 2 AS DESC IN OR 1340 PG 1345
Legal Range21E
Legal Township45S
Legal Section05
Legal SubdivisionUPPER CAPTIVA ISLAND
Legal Tract17
Legal Block1
Legal Lot Number2
JurisdictionLEE FL
Township / Civil DivisionSANIBEL ISLAND
Census Block Group1
Census Block1021
Census Tract80100

Owner

Source: Lee County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1034 GLEBE LN, SARASOTA, FL 34242-1823
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 14, 2021 · Amount on Record
Deed SaleSep 14, 2021 · Amount on Record
Prior SaleOct 30, 2012 · Amount on Record
Deed Document Number2021302848
Record UpdatedOct 29, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateSep 14, 2021
Property Address4561 SMUGGLERS DR, CAPTIVA, FL 33924
Document Number0000302848
Instrument DateSep 10, 2021
Instrument2021000302848
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,465.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11 PARTRIDGE CIR, 11, WINTER SPRINGS, FL 32708-4121

Transferred To (Grantee/Buyer)

NameVerified Name
Address1034 GLEBE LN, SARASOTA, FL 34242-1823

Mortgage

Document Number0000302849
DateSep 14, 2021
Instrument2021000302849
Lender
NameHAMILTON HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$439,019 (+1%)$447,344 (+12.09%) Land $125,389 Building $321,955
2025$5,875.00 (-31.97%)$399,108 (-35.1%) Land $126,145 Building $272,963$399,108 (-35.1%) Land $126,145 Building $272,963
2023$8,636.00 (+14.63%)$614,953 (+27.53%) Land $130,994 Building $483,959$614,953 (+27.53%) Land $130,994 Building $483,959
2022$7,534.00$482,212 Land $143,400 Building $338,812$482,212 Land $143,400 Building $338,812

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 774 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies857 units insured
incl. 83 condo units
Nearby Flood Claims1,041 (1988–2024)
Claims Outside the SFHA76 of 1,041
Most Recent ClaimNov 2024 · other causes
Claims by Event
  • Hurricane Milton, Oct 2024 · 269 claims
  • Hurricane Ian, Oct 2022 · 239 claims
  • Hurricane Ian, Oct 2022 · 230 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
CenturyLink
DSL		60 / 5
Verizon
Fixed Wireless		25 / 6

Cell Coverage

4G LTE only, no 5G reported

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