457 James Way, Wyckoff, NJ 07481 Property Records

Bergen County and Wyckoff Township property record for 457 James Way, Wyckoff, NJ 07481

Property Summary

Property Type	Single Family Home
Details	2,012 sqft · built 1969
Lot Size	0.577 acres (25,125 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Feb 2019)
Tax Bill	$12,865 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-00343-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`70-00343-0000-00003`
Alternative APN	`700034300003`

Interior

Stories	1 Story
Building Area	2,012 sqft Living Area
1st Floor Area	2,012 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	25,125 sqft (0.577 acres)
Lot Dimensions	201 ft deep x 125 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	457 JAMES WAY
City	WYCKOFF
State	NJ
Zip	07481-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA25
Legal Description	125X201
Legal Subdivision	STAGG BROOK ESTATES SEC 4
Legal Block	343
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	WYCKOFF
Census Block Group	3
Census Block	3010
Census Tract	61400

Owner

457 James Way is owned and occupied by two individuals who bought it in February 2019.

Source: Bergen County and Wyckoff Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	457 JAMES WAY, WYCKOFF, NJ 07481-1821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 28, 2019	Deed with Mortgage, Transfer · Conventional with PMI BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on File
Deed Sale	Feb 28, 2019 · Amount on File
Prior Sale	Sep 10, 2007 · Amount on File
Deed Document Number	20191398101
Deed Book / Page	3189 / 2431
Prior Transfer Date	Nov 1, 2006
Prior Transfer Doc	9187000076
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	457 JAMES WAY, WYCKOFF, NJ 07481-1821
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 JAMES WAY, WYCKOFF, NJ 07481-1821

Mortgage

Document Number	0048120436
Date	Sep 19, 2022
Book Page	4812/436
Instrument	2022092471

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	298 Months
Due	Jul 4, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	457 JAMES WAY, WYCKOFF, NJ 07481-1821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036351485
Date	Jul 2, 2020
Book Page	3635/1485
Instrument	20-062866

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2050

February 2019: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Feb 28, 2019
Property Address	457 JAMES WAY, WYCKOFF, NJ 07481-1821
Document Number	0031892431
Book / Page	003189 / 002431
Instrument Date	Feb 23, 2019
Instrument	13981
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	457 JAMES WAY WYCKOFF NJ 074811821, WYCKOFF, NJ 07481-1821

Mortgage

Document Number	31892438
Date	Feb 28, 2019
Book Page	003189/002438
Instrument	13981

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 457 James Way was $12,865, up 3.9% from the year before.

Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Wyckoff Township
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)
Elementary School District	Wyckoff Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$635,000 (-) Land $416,300 Building $218,700	$635,000 (-) Land $416,300 Building $218,700
2025	$12,865.00 (+3.9%)	$635,000 Land $416,300 Building $218,700	$635,000 Land $416,300 Building $218,700
2024	$12,382.00
2023		$592,900 Land $416,300 Building $176,600	$592,900 Land $416,300 Building $176,600
2022	$10,921.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 457 James Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 457 James Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on James Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures