441 James Way, Wyckoff, NJ 07481 Property Records

Bergen County and Wyckoff Township property record for 441 James Way, Wyckoff, NJ 07481

Property Summary

Property Type	Single Family Home
Details	2,906 sqft · built 1969
Lot Size	0.618 acres (26,933 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Apr 2021)
Tax Bill	$12,697 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-00343-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`70-00343-0000-00001`
Alternative APN	`700034300001`

Interior

Building Area	2,906 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	26,933 sqft (0.618 acres)
Lot Dimensions	201 ft deep x 134 ft wide

Location & Zoning

Street Address	441 JAMES WAY
City	WYCKOFF
State	NJ
Zip	07481-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA25
Legal Description	134X201
Legal Subdivision	STAGG BROOK ESTATES SEC 4
Legal Block	343
Legal Lot Number	1
Jurisdiction	BERGEN NJ
Township / Civil Division	WYCKOFF
Census Block Group	3
Census Block	3010
Census Tract	61400

Owner

441 James Way is owned and occupied by two individuals who bought it in April 2021.

Source: Bergen County and Wyckoff Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	441 JAMES WAY, WYCKOFF, NJ 07481-1821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage VISIONS FCU
Apr 21, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2021 · Amount on File
Deed Sale	Apr 21, 2021 · Amount on File
Prior Sale	Apr 25, 2016 · Amount on File
Deed Document Number	202161293
Deed Book / Page	4093 / 1376
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	441 JAMES WAY, WYCKOFF, NJ 07481-1821
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 JAMES WAY, WYCKOFF, NJ 07481-1821

Mortgage

Document Number	0056900752
Date	Dec 30, 2025
Book Page	5690/752
Instrument	2025090993

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Amount	Amount on Record

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 21, 2021
Property Address	441 JAMES WAY, WYCKOFF, NJ 07481-1821
Document Number	0040931376
Book / Page	4093 / 1376
Instrument Date	Dec 2, 2020
Instrument	2021061293
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,305.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 RAMSFORD LN, 140, SIMPSONVILLE, SC 29681-3650

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	441 JAMES WAY, WYCKOFF, NJ 07481-1821

Mortgage

Document Number	2021061294
Date	Apr 21, 2021
Instrument	2021061294

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 441 James Way was $12,697, up 3.9% from the year before.

Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Wyckoff Township
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)
Elementary School District	Wyckoff Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$626,700 (-) Land $377,900 Building $248,800	$626,700 (-) Land $377,900 Building $248,800
2025	$12,697.00 (+3.89%)	$626,700 Land $377,900 Building $248,800	$626,700 Land $377,900 Building $248,800
2024	$12,221.00
2023		$626,700 Land $377,900 Building $248,800	$626,700 Land $377,900 Building $248,800
2022	$11,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 441 James Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2021)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 441 James Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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