475 James Way, Wyckoff, NJ 07481 Property Records

Bergen County and Wyckoff Township property record for 475 James Way, Wyckoff, NJ 07481

Property Summary

Property Type	Single Family Home
Details	2,906 sqft · built 1973
Lot Size	0.581 acres (25,291 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (May 2004)
Tax Bill	$14,109 (2025)
Deeds & Mortgages	Jun 2017 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-00343-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`70-00343-0000-00006`
Alternative APN	`700034300006`

Interior

Stories	1 Story
Building Area	2,906 sqft Living Area
1st Floor Area	2,906 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	25,291 sqft (0.581 acres)
Lot Dimensions	209 ft deep x 121 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	475 JAMES WAY
City	WYCKOFF
State	NJ
Zip	07481-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R100
Legal Description	121X209
Legal Subdivision	STAGG BROOK ESTATES SEC 4
Legal Block	343
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	WYCKOFF
Census Block Group	2
Census Block	2016
Census Tract	61200

Owner

475 James Way is owned and occupied by two individuals who bought it in May 2004.

Source: Bergen County and Wyckoff Township records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	475 JAMES WAY, WYCKOFF, NJ 07481-1821
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2004 · Amount on File
Deed Sale	May 25, 2004 · Amount on File
Deed Book / Page	8702 / 129
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	475 JAMES WAY, WYCKOFF, NJ 07481-1821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026330740
Date	Jun 9, 2017
Book Page	2633/0740
Instrument	17-044245

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	475 JAMES WAY, WYCKOFF, NJ 07481-1821
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036980980
Date	Sep 9, 2020
Book Page	3698/980
Instrument	20-083097

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 475 James Way was $14,109, up 3.9% from the year before.

Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Wyckoff Township
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)
Elementary School District	Wyckoff Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$696,400 (-) Land $412,300 Building $284,100	$696,400 (-) Land $412,300 Building $284,100
2025	$14,109.00 (+3.9%)	$696,400 Land $412,300 Building $284,100	$696,400 Land $412,300 Building $284,100
2024	$13,579.00
2023		$696,400 Land $412,300 Building $284,100	$696,400 Land $412,300 Building $284,100
2022	$12,827.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 475 James Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 475 James Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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