Bergen County and Wyckoff Township property record for 440 James Way, Wyckoff, NJ 07481
| Property Type | Single Family Home |
|---|---|
| Details | 2,682 sqft · built 1970 |
| Lot Size | 0.915 acres (39,844 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $620,000 (May 2005) |
| Tax Bill | $14,083 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-00345-0000-00013 |
| Primary APN | 70-00345-0000-00013 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,682 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Construction Type | Frame |
| Lot Area | 39,844 sqft (0.915 acres) |
| Lot Dimensions | 229 ft deep x 174 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 440 JAMES WAY |
|---|---|
| City | WYCKOFF |
| State | NJ |
| Zip | 07481-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA25 |
| Legal Description | 174X229 |
| Legal Subdivision | STAGG BROOK ESTATES SEC #4 |
| Legal Block | 345 |
| Legal Lot Number | 13 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WYCKOFF |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 61400 |
440 James Way is owned and occupied by two individuals who bought it in May 2005.
Source: Bergen County and Wyckoff Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 JAMES WAY, WYCKOFF, NJ 07481-1822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2005 · Amount on File |
| Deed Sale | May 27, 2005 · Amount on File |
| Deed Book / Page | 8822 / 538 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 440 JAMES WAY, WYCKOFF, NJ 07481-1822 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0040650898 |
|---|---|
| Date | Apr 8, 2021 |
| Book Page | 4065/898 |
| Instrument | 2021052630 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Mar 1, 2041 |
The 2025 property tax bill for 440 James Way was $14,083, up 3.9% from the year before.
Source: Bergen County and Wyckoff Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Wyckoff Township |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Elementary School District | Wyckoff Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $695,100 (-) Land $413,100 Building $282,000 | $695,100 (-) Land $413,100 Building $282,000 | |
| 2025 | $14,083.00 (+3.9%) | $695,100 Land $413,100 Building $282,000 | $695,100 Land $413,100 Building $282,000 |
| 2024 | $13,554.00 | ||
| 2023 | $695,100 Land $413,100 Building $282,000 | $695,100 Land $413,100 Building $282,000 | |
| 2022 | $12,803.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 440 James Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 440 James Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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