457 E Palermo Dr, Meridian, ID 83642 Property Records

Ada County property record for 457 E Palermo Dr, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,757 sqft · built 2018
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$806,293 (Sep 2026)
Tax Bill	$2,574 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R1322250450`

Property Details

APN / Parcel Number

Primary APN	`R1322250450`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,757 sqft Living Area
Gross Area	3,663 sqft
1st Floor Area	1,980 sqft
Upper Floors Area	777 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	685 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	86 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	457 E PALERMO DR
City	MERIDIAN
State	ID
Zip	83642-4949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 06 BLK 07 CAVEN RIDGE EST SUB NO 1
Legal Range	01E
Legal Township	03N
Legal Section	30
Legal Subdivision	CAVEN RIDGE ESTATES SUB NO 01
Legal Block	07
Legal Lot Number	06
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1003
Census Tract	10339

Owner

457 E Palermo Dr is owned and occupied by two individuals who bought it in September 2026.

Source: Ada County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5483 N BLACK SAND AVE, MERIDIAN, ID 83646-5662
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
May 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 19, 2021	Intrafamily Transfer, Transfer
Nov 6, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 30, 2019	Deed of Trust, Mortgage HOMESTREET BK
Sep 29, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Nov 6, 2019 · Amount on File
Deed Document Number	202668462
Prior Transfer Date	Apr 7, 2021
Prior Transfer Doc	0000062286
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 10, 2026
Property Address	457 E PALERMO DR, MERIDIAN, ID 83642-4949
Document Number	0000068462
Instrument Date	Sep 1, 2026
Instrument	202668462
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5483 N BLACK SAND AVE, MERIDIAN, ID 83646-5662

Mortgage

Document Number	0000068463,
Date	Sep 10, 2026
Instrument	202668463

Lender

Name	BARRETT FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	457 E PALERMO DR, MERIDIAN, ID 83642-4949
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076479
Date	May 14, 2021
Instrument	2021-076479

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Min Rate At Change	3%
Max Rate At Change	4.25%
Margin	3
Max Rate	7.25%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Apr 19, 2021
Property Address	457 E PALERMO DR, MERIDIAN, ID 83642-4949
Document Number	0000062286
Map Reference	MB111 PG15947-15951
Instrument Date	Apr 7, 2021
Instrument	2021-062286
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Nov 6, 2019
Property Address	457 E PALERMO DR, MERIDIAN, ID 83642-4949
Document Number	0000110534
Map Reference	MB111PG15947-15951
Instrument Date	Nov 5, 2019
Instrument	2019-110534
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	457 E PALERMO DR, MERIDIAN, ID 83642-4949

Mortgage

Document Number	0000110535
Date	Nov 6, 2019
Instrument	2019-110535

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	457 E PALERMO DR, MERIDIAN, ID 83642-4949
Document Number	0000016131
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	STEWART TITLE - EMERALD OFFICE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	345 N PANORAMA PL BOISE ID 837022914, BOISE, ID 83702-2914

Mortgage

Document Number	0000016131
Date	Feb 28, 2019
Instrument	16131

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 29, 2017
Property Address	457 E PALERMO DR, MERIDIAN, ID 83642-4949
Document Number	0000092297
Instrument Date	Sep 29, 2017
Instrument	92297
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	345 N PANORAMA PL BOISE ID 837022914, BOISE, ID 83702-2914

Tax Assessment & Valuation

The 2025 property tax bill for 457 E Palermo Dr was $2,574 with a homeowner's exemption, down 10.3% from the year before.

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$743,000 (+6.72%)	$743,000 (+6.72%)
2025	$2,574.00 (-10.25%) Homeowner's exemption	$696,200	$696,200
2024	$2,868.00
2023		$668,700 Land $220,200 Building $448,500	$668,700 Land $220,200 Building $448,500
2022	$3,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 457 E Palermo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 457 E Palermo Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50

May also be available: Verizon.

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