428 E Palermo Dr, Meridian, ID 83642 Property Records

Ada County property record for 428 E Palermo Dr, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,696 sqft · built 2018
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$332,500 (Aug 2018)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R1322250330`

Property Details

APN / Parcel Number

Primary APN	`R1322250330`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,696 sqft Living Area
Gross Area	4,319 sqft
1st Floor Area	2,307 sqft
Attic	Attic
Attic Area	389 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Attached
Garage Area	1,136 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	292 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	428 E PALERMO DR
City	MERIDIAN
State	ID
Zip	83642-4949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 18 BLK 04 CAVEN RIDGE EST SUB NO 1
Legal Range	01E
Legal Township	03N
Legal Section	30
Legal Subdivision	CAVEN RIDGE ESTATES SUB NO 01
Legal Block	04
Legal Lot Number	18
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1003
Census Tract	10339

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	428 E PALERMO DR, MERIDIAN, ID 83642-4949
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Feb 10, 2020	Deed of Trust, Mortgage GUARANTEED RATE
Aug 3, 2018	Quit Claim Deed, Mortgage GUARANTEED RATE
Nov 20, 2017	Warranty Deed, Construction Loan · Construction Mortgage IDAHO INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2018 · Amount on Record
Deed Sale	Aug 3, 2018 · Amount on Record
Prior Sale	Nov 20, 2017 · Amount on Record
Deed Document Number	201873098
Prior Transfer Date	Aug 2, 2018
Prior Transfer Doc	0000073098
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	428 E PALERMO DR, MERIDIAN, ID 83642-4949
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000140256
Date	Sep 24, 2021
Instrument	2021-140256

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	428 E PALERMO DR, MERIDIAN, ID 83642-4949
Document Number	0000018801
Instrument Date	Feb 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	PIONEER TITLE COMPANY/ADA, PIONEER TITLE CO/ADA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E PALERMO DR MERIDIAN ID 836424949, MERIDIAN, ID 83642-4949

Mortgage

Document Number	0000018801
Date	Feb 14, 2020
Instrument	18801

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

August 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Aug 3, 2018
Property Address	428 E PALERMO DR, MERIDIAN, ID 83642-4949
Document Number	0000073098
Instrument Date	Aug 2, 2018
Instrument	73098
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	428 E PALERMO DR MERIDIAN ID 836424949, MERIDIAN, ID 83642-4949

Mortgage

Document Number	73099
Date	Aug 3, 2018
Instrument	73099

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2048

November 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Nov 20, 2017
Property Address	428 E PALERMO DR, MERIDIAN, ID 83642-4949
Document Number	0000111270
Map Reference	MB11 PG15947-15951
Instrument Date	Nov 20, 2017
Instrument	2017-111270
Transaction Type	Construction Loan
Record Updated	Sep 6, 2022
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2966 E CALABRIA DR, MERIDIAN, ID 83642-3079

Mortgage

Document Number	0000111271
Date	Nov 20, 2017
Instrument	2017-111271

Lender

Name	IDAHO INDEPENDENT BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,843.00 (-10.32%) Homeowner's exemption	$755,900 (+5.44%)	$755,900 (+5.44%)
2024	$3,170.00 (-14.94%)
2023		$716,900 Land $232,000 Building $484,900	$716,900 Land $232,000 Building $484,900
2022	$3,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50

May also be available: Verizon.

Nearby Properties on E Palermo Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures