411 E Palermo Dr, Meridian, ID 83642 Property Records

Ada County property record for 411 E Palermo Dr, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,115 sqft · built 2017
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Company Names on File
Last Sale	$489,900 (Nov 2018)
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jan 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R1322250440`

Property Details

APN / Parcel Number

Primary APN	`R1322250440`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,115 sqft Living Area
Gross Area	4,215 sqft
1st Floor Area	2,228 sqft
Upper Floors Area	887 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	783 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Porch
Porch Area	109 sqft
Patio Area	317 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	411 E PALERMO DR
City	MERIDIAN
State	ID
Zip	83642-4949
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 05 BLK 07 CAVEN RIDGE EST SUB NO 1
Legal Range	01E
Legal Township	03N
Legal Section	30
Legal Subdivision	CAVEN RIDGE ESTATES SUB NO 01
Legal Block	07
Legal Lot Number	05
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1003
Census Tract	10339

Owner

411 E Palermo Dr is owned by a company that acquired it in January 2024.

Source: Ada County records, as of May 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	411 E PALERMO DR, MERIDIAN, ID 83642-4949
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 17, 2024	Intrafamily Transfer, Transfer
Jul 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 26, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 26, 2018 · Amount on File
Deed Sale	Nov 26, 2018 · Amount on File
Prior Sale	Jan 17, 2017
Deed Document Number	2018111893
Last Transfer Date	Jan 16, 2024
Transfer Doc	0000002574
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	411 E PALERMO DR, MERIDIAN, ID 83642-4949
Transaction Type	Mortgage
Record Updated	May 7, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021813
Date	Apr 26, 2024
Instrument	2024-021813

Lender

Name	US BANK NA
Type	Bank
Address	BOISE, ID 83702

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Jan 17, 2024
Property Address	411 E PALERMO DR, MERIDIAN, ID 83642-4949
Document Number	0000002574
Map Reference	MB111 PG15947-15951
Instrument Date	Jan 16, 2024
Instrument	2024-002574
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	411 E PALERMO DR, MERIDIAN, ID 83642-4949

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	411 E PALERMO DR, MERIDIAN, ID 83642-4949
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000111795
Date	Jul 27, 2021
Instrument	2021-111795

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	411 E PALERMO DR, MERIDIAN, ID 83642-4949
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000087229
Date	Jul 14, 2020
Instrument	2020-087229

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Nov 26, 2018
Property Address	411 E PALERMO DR, MERIDIAN, ID 83642-4949
Document Number	0000111893
Map Reference	MB111 PG15947-15951
Instrument Date	Nov 21, 2018
Instrument	2018-111893
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 E PALERMO DR, MERIDIAN, ID 83642-4949
Investor	Possibly a Property Investor

Mortgage

Document Number	0000111894
Date	Nov 26, 2018
Instrument	2018-111894

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 411 E Palermo Dr was $2,935, down 10.4% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,935.00 (-10.38%) Homeowner's exemption	$776,400	$776,400
2024	$3,275.00
2023		$737,800 Land $232,000 Building $505,800	$737,800 Land $232,000 Building $505,800
2022	$3,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 411 E Palermo Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 411 E Palermo Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50

May also be available: Verizon.

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