385 E Palermo Dr, Meridian, ID 83642 Property Records

Ada County property record for 385 E Palermo Dr, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,692 sqft · built 2018
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,651 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R1322250430`

Property Details

APN / Parcel Number

Primary APN	`R1322250430`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,692 sqft Living Area
Gross Area	3,801 sqft
1st Floor Area	2,692 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	881 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	168 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	385 E PALERMO DR
City	MERIDIAN
State	ID
Zip	83642-4948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	LOT 04 BLK 07 CAVEN RIDGE EST SUB NO 1
Legal Range	01E
Legal Township	03N
Legal Section	30
Legal Subdivision	CAVEN RIDGE ESTATES SUB NO 01
Legal Block	07
Legal Lot Number	04
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1003
Census Tract	10339

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	385 E PALERMO DR, MERIDIAN, ID 83642-4948
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 25, 2020	Deed of Trust, Mortgage QUICKEN LNS
Jul 30, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jan 30, 2019	Deed of Trust, Mortgage HOMESTREET BK
Sep 29, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2024
Deed Sale	Sep 12, 2024
Prior Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	202450701
Last Transfer Date	Jun 16, 2025
Transfer Doc	0000038796
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	385 E PALERMO DR, MERIDIAN, ID 83642-4948
Transaction Type	Mortgage
Record Updated	Oct 7, 2022
Title Company	TITLE365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000083897
Date	Oct 3, 2022
Instrument	2022-083897

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	385 E PALERMO DR, MERIDIAN, ID 83642-4948
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013510
Date	Jan 26, 2021
Instrument	2021-013510

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	385 E PALERMO DR, MERIDIAN, ID 83642-4948
Document Number	0000050345
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	385 E PALERMO DR MERIDIAN ID 836424948, MERIDIAN, ID 83642-4948

Mortgage

Document Number	0000050345
Date	Apr 30, 2020
Instrument	50345

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jul 30, 2019
Property Address	385 E PALERMO DR, MERIDIAN, ID 83642-4948
Document Number	0000068416
Map Reference	MB111 PG15947-15951
Instrument Date	Jul 25, 2019
Instrument	2019-068416
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 E PALERMO DR, MERIDIAN, ID 83642-4948

Mortgage

Document Number	0000068417
Date	Jul 30, 2019
Instrument	2019-068417

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Mortgage

Document Number	0000068418
Date	Jul 30, 2019
Instrument	2019-068418

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	385 E PALERMO DR, MERIDIAN, ID 83642-4948
Document Number	0000016131
Instrument Date	Jan 30, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019
Title Company	STEWART TITLE - EMERALD OFFICE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	345 N PANORAMA PL BOISE ID 837022914, BOISE, ID 83702-2914

Mortgage

Document Number	0000016131
Date	Feb 28, 2019
Instrument	16131

Lender

Name	HOMESTREET BK
Type	Bank
Address	SEATTLE, WA 98101-2326

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Sep 29, 2017
Property Address	385 E PALERMO DR, MERIDIAN, ID 83642-4948
Document Number	0000092299
Instrument Date	Sep 29, 2017
Instrument	92299
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	345 N PANORAMA PL BOISE ID 837022914, BOISE, ID 83702-2914

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,651.00 (-10.26%) Homeowner's exemption	$713,300 (+5.22%)	$713,300 (+5.22%)
2024	$2,954.00 (-14.92%)
2023		$677,900 Land $232,000 Building $445,900	$677,900 Land $232,000 Building $445,900
2022	$3,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Anthem Broadband Fixed Wireless	1,000 / 1,000
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50

May also be available: Verizon.

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