45695 Wembley Central Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 45695 Wembley Central Ter, Sterling, VA 20166

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 2,014 sqft · built 1999
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on File
Last Sale$379,000 (May 2017)
Tax Bill$4,308 (2026)
Deeds & MortgagesOct 2025 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN031-37-9341-000

Property Details

APN / Parcel Number

Primary APN031-37-9341-000
Alternative APN
  • 80 C16 157

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories3 Stories
Building Area2,014 sqft Living Area
1st Floor Area684 sqft
Basement Area538 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Garage TypeBasement
Garage Area200 sqft
Deck AreaDeck Area
Patio Area176 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45695 WEMBLEY CENTRAL TER
CitySTERLING
StateVA
Zip20166-9258
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH6
Legal DescriptionPEACE PLANTATION I SEC 7 LOT 157 200508170091943
Legal SubdivisionPEACE PLANTATION I
Legal Block1
Legal Lot Number157
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1025
Census Tract611502

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address45695 WEMBLEY CENTRAL TER, STERLING, VA 20166-9258
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2025Deed of Trust, Mortgage · FHA Mortgage
COAST 2 COAST LENDERS LLC
May 23, 2017Grant Deed, Transfer · FHA Mortgage
PROSPERITY HM MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2017 · Amount on File
Deed SaleMay 23, 2017 · Amount on File
Prior SaleMay 17, 2013 · Amount on File
Deed Document Number201730972
Prior Transfer DateApr 19, 2013
Prior Transfer Doc0000033413
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45695 WEMBLEY CENTRAL TER, STERLING, VA 20166-9258
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address45695 WEMBLEY, STERLING, VA 20166

Mortgage

Document Number0000052469
DateOct 28, 2025
Instrument20251028-0052469
Lender
NameCOAST 2 COAST LENDERS LLC
TypeMortgage Company
AddressTROY, MI 48084
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLOUDOUN VA
Recording DateMay 23, 2017
Property Address45695 WEMBLEY CENTRAL TER, STERLING, VA 20166-9258
Document Number20170523030972
Instrument DateMay 22, 2017
Instrument30972
Transaction TypeTransfer
Record UpdatedJun 8, 2017
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$379.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address45695 WEMBLEY CENTRAL TER STERLING VA 201669258, STERLING, VA 20166-9258

Mortgage

Document Number20170523030973
DateMay 23, 2017
Instrument30973
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 22, 2047

Mortgage

Document Number20170523030974,
DateMay 23, 2017
Instrument30974
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
AmountAmount on Record
Term360 Months
DueMay 22, 2047

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,308.00 (+3.51%)$535,190 (+12.5%) Land $175,000 Building $360,190$535,190 (+12.5%) Land $175,000 Building $360,190
2023$4,162.00$475,730 Land $165,000 Building $310,730$475,730 Land $165,000 Building $310,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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