Loudoun County property record for 45698 Wembley Central Ter, Sterling, VA 20166
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 2,014 sqft · built 1999 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Jan 2020) |
| Tax Bill | $4,341 (2026) |
| Deeds & Mortgages | Feb 2021 Second Mortgage Aug 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-38-0448-000 |
| Primary APN | 031-38-0448-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,014 sqft Living Area |
| 1st Floor Area | 684 sqft |
| Basement Area | 484 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,742 sqft (0.04 acres) |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Deck Area | Deck Area |
| Patio Area | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 45698 WEMBLEY CENTRAL TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20166-9258 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH6 |
| Legal Description | PEACE PLANTATION I SEC 7 LOT 150 200407210075277 |
| Legal Subdivision | PEACE PLANTATION I |
| Legal Block | 1 |
| Legal Lot Number | 150 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 611502 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45698 WEMBLEY CENTRAL TER, STERLING, VA 20166-9258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPITAL RESIDENTIAL MORTGAGE LLC |
| Jan 8, 2020 | Warranty Deed, Transfer · FHA Mortgage FIRST HM MTG CORP |
| Nov 28, 2016 | Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2020 · Amount on Record |
| Deed Sale | Jan 8, 2020 · Amount on Record |
| Prior Sale | Jul 21, 2004 · Amount on Record |
| Deed Document Number | 20201451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45698 WEMBLEY CENTRAL TER, STERLING, VA 20166-9258 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0000020027 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 202102190020027 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45698 WEMBLEY CENTRAL TER, STERLING, VA 20166-9258 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000085727 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 202108110085727 |
| Name | CAPITAL RESIDENTIAL MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jan 8, 2020 |
| Property Address | 45698 WEMBLEY CENTRAL TER, STERLING, VA 20166-9258 |
| Document Number | 20200108001451 |
| Instrument Date | Jan 7, 2020 |
| Instrument | 1451 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45698 WEMBLEY CENTRAL TER STERLING VA 201669258, STERLING, VA 20166-9258 |
| Document Number | 20200108001452 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 1452 |
| Name | FIRST HM MTG CORP |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45698 WEMBLEY CENTRAL TER, STERLING, VA 20166-9258 |
| Document Number | 20170113002820 |
| Instrument Date | Nov 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 45698 WEMBLEY CENTRAL TER STERLING VA 201669258, STERLING, VA 20166-9258 |
| Document Number | 20170113002820 |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 2820 |
| Name | WELLS FARGO BK |
|---|---|
| Address | DES MOINES, IA 50328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 12, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.55% |
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,341.00 (+3.51%) | $539,320 (+12.51%) Land $175,000 Building $364,320 | $539,320 (+12.51%) Land $175,000 Building $364,320 |
| 2023 | $4,194.00 | $479,340 Land $165,000 Building $314,340 | $479,340 Land $165,000 Building $314,340 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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