45694 Wembley Central Ter, Sterling, VA 20166 Property Records

Loudoun County property record for 45694 Wembley Central Ter, Sterling, VA 20166

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 2,028 sqft · built 1999
Lot Size0.04 acres (1,742 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Mar 2019)
Tax Bill$4,361 (2026)
Deeds & MortgagesSep 2021 Refinance
Mar 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN031-38-0150-000

Property Details

APN / Parcel Number

Primary APN031-38-0150-000
Alternative APN
  • 80 C16 152

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories3 Stories
Building Area2,028 sqft Living Area
1st Floor Area684 sqft
Basement Area484 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2005
Architectural StyleTownhouse
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,742 sqft (0.04 acres)
Garage TypeBasement
Garage Area200 sqft
Deck AreaDeck Area
Patio Area81 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45694 WEMBLEY CENTRAL TER
CitySTERLING
StateVA
Zip20166-9258
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH6
Legal DescriptionPEACE PLANTATION I SEC 7 LOT 152 200512210143256 200704180029492 D/C
Legal SubdivisionPEACE PLANTATION I
Legal Block1
Legal Lot Number152
JurisdictionLOUDOUN VA
Township / Civil DivisionSTERLING
Census Block Group1
Census Block1025
Census Tract611502

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45694 WEMBLEY CENTRAL TER, STERLING, VA 20166-9258
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
MR COOPER
Mar 8, 2019Warranty Deed, Transfer · Conventional with PMI
PROSPERITY HM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2019 · Amount on Record
Deed SaleMar 8, 2019 · Amount on Record
Prior SaleDec 21, 2005 · Amount on Record
Deed Document Number201911248
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address45694 WEMBLEY CENTRAL TER, STERLING, VA 20166-9258
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000097976
DateSep 20, 2021
Instrument202109200097976
Lender
NameMR COOPER
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateMar 8, 2019
Property Address45694 WEMBLEY CENTRAL TER, STERLING, VA 20166-9258
Document Number20190308011248
Instrument DateMar 8, 2019
Instrument11248
Transaction TypeTransfer
Record UpdatedMar 27, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$395.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45694 WEMBLEY CENTRAL TER STERLING VA 201669258, STERLING, VA 20166-9258

Mortgage

Document Number20190308011249
DateMar 8, 2019
Instrument11249
Lender
NamePROSPERITY HM MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 7, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,361.00 (+3.46%)$541,740 (+12.45%) Land $175,000 Building $366,740$541,740 (+12.45%) Land $175,000 Building $366,740
2023$4,215.00$481,750 Land $165,000 Building $316,750$481,750 Land $165,000 Building $316,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20

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