Loudoun County property record for 45690 Wembley Central Ter, Sterling, VA 20166
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,996 sqft · built 1999 |
| Lot Size | 0.06 acres (2,613 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $292,900 (May 2003) |
| Tax Bill | $4,417 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-37-9753-000 |
| Primary APN | 031-37-9753-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 1,996 sqft Living Area |
| 1st Floor Area | 800 sqft |
| Basement Area | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,613 sqft (0.06 acres) |
| Garage Type | Basement |
| Garage Area | 440 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 45690 WEMBLEY CENTRAL TER |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20166-9258 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PDH6 |
| Legal Description | PEACE PLANTATION I SEC 7 LOT 154 200305290063845 |
| Legal Subdivision | PEACE PLANTATION I |
| Legal Block | 1 |
| Legal Lot Number | 154 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | STERLING |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 611502 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45690 WEMBLEY CENTRAL TER, STERLING, VA 20166-9258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Feb 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2003 · Amount on Record |
| Deed Sale | May 29, 2003 · Amount on Record |
| Prior Sale | Apr 1, 1999 · Amount on Record |
| Deed Document Number | 200363845 |
| Last Transfer Date | Mar 24, 2015 |
| Transfer Doc | 201503310/019701 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45690 WEMBLEY CENTRAL TER, STERLING, VA 20166-9258 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 202102170019295 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 202102170019295 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Sep 1, 2045 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 45690 WEMBLEY CENTRAL TER, STERLING, VA 20166-9258 |
| Document Number | 20200408024424 |
| Instrument Date | Feb 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45690 WEMBLEY CENTRAL TER STERLING VA 201669258, STERLING, VA 20166-9258 |
| Document Number | 20200408024424 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 24424 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 7, 2045 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,417.00 (-1.8%) | $548,710 (-1.8%) Land $178,500 Building $370,210 | $548,710 (-1.8%) Land $178,500 Building $370,210 |
| 2025 | $4,498.00 (+5.74%) | $558,780 (+14.91%) Land $178,500 Building $380,280 | $558,780 (+14.91%) Land $178,500 Building $380,280 |
| 2023 | $4,254.00 | $486,270 Land $168,500 Building $317,770 | $486,270 Land $168,500 Building $317,770 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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