4565 Howard Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 4565 Howard Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 974 sqft
Lot Size	1.76 acres (76,666 sqft)
Owner	Individual Name on File
Tax Bill	$1,396 (2024)
Deeds & Mortgages	Mar 2026 Transfer Nov 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-29-300-024`

Property Details

APN / Parcel Number

Primary APN	`01-19-29-300-024`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	974 sqft Living Area
1st Floor Area	974 sqft
Basement Area	974 sqft

Exterior

Architectural Style	Ranch
Fire Resistance	Fireproof Steel Frame
Lot Area	76,666 sqft (1.76 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4565 HOWARD RD
City	PETOSKEY
State	MI
Zip	49770-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	E 250 FT OF W 500 FT OF N 315 FT OF N 1/2 OF N 1/2 OF SW 1/4, INC 30 FT EASEMENT. 1.76 AC M/L. SECTION 29, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	29
Legal Subdivision	N2N2SW4S29 T34N R5W
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2002
Census Tract	970600

Owner

Source: Emmet County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	162 TAMARACK LN, ROCKFORD, MI 49341-1008
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 3, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROBERT HICKS INVESTMENTS
Sep 25, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 27, 2022	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 25, 2026
Deed Sale	Mar 25, 2026
Prior Sale	Nov 3, 2025
Deed Document Number	20265227166
Deed Book / Page	1274 / 117
Prior Transfer Date	Jan 13, 2025
Prior Transfer Doc	001270/143
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Mar 25, 2026
Property Address	4565 HOWARD RD, PETOSKEY, MI 49770-9505
Document Number	001274/117
Book / Page	1274 / 117
Instrument Date	Mar 2, 2026
Instrument	5227166
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	162 TAMARACK LN, ROCKFORD, MI 49341-1008

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Nov 3, 2025
Property Address	4565 HOWARD RD, PETOSKEY, MI 49770-9505
Document Number	0001271/24
Book / Page	1271 / 24
Instrument Date	Oct 31, 2025
Instrument	5224060
Transaction Type	Transfer
Record Updated	Nov 17, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E SEAVER ST, ITHACA, MI 48847-1156

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	4565 HOWARD RD, PETOSKEY, MI 49770-9505
Transaction Type	Mortgage
Record Updated	Mar 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4565 HOWARD RD, PETOSKEY, MI 49770-9505

Mortgage

Document Number	0000001250/0000000770
Date	Mar 7, 2023
Book Page	0000001250/0000000770
Instrument	5203757

Lender

Name	ROBERT HICKS INVESTMENTS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Sep 25, 2025
Property Address	4565 HOWARD RD, PETOSKEY, MI 49770-9505
Document Number	001270/143
Book / Page	1270 / 143
Instrument Date	Jan 13, 2023
Instrument	5223174
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5161 GATEWAY CTR, FLINT, MI 48507-3947

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	4565 HOWARD RD, PETOSKEY, MI 49770-9505
Transaction Type	Mortgage
Record Updated	Feb 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4565 HOWARD RD, PETOSKEY, MI 49770-9505

Mortgage

Document Number	0000001241/0000000099
Date	Jan 27, 2022
Book Page	0000001241/0000000099
Instrument	5194073

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$117,200 (+9.84%) Building $117,200	$234,400 (+9.84%) Building $234,400
2025		$106,700 (+33.71%) Building $106,700	$213,400 (+33.71%) Building $213,400
2024	$1,396.00
2023		$79,800 Building $79,800	$159,600 Building $159,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Great Lakes Energy Connections Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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