4622 Howard Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 4622 Howard Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	1 ba · 786 sqft · built 1900
Lot Size	17 acres (740,520 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,634 (2024)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-19-30-400-023`

Property Details

APN / Parcel Number

Primary APN	`01-19-30-400-023`

Interior

Full Baths	1 Bath
Building Area	786 sqft Living Area
1st Floor Area	786 sqft
Basement Area	786 sqft
Unfinished Basement	786 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	740,520 sqft (17 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4622 HOWARD RD
City	PETOSKEY
State	MI
Zip	49770-8813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	PT OF N 1/2 OF SE 1/4 LYING E OF HWY 131, COM 232.04 FT S OF E 1/4 COR FOR POB, TH W 1079.83 FT, S 690.82 FT TO N LN OF S 400 FT OF N 1/2 OF SE 1/4, TH E TO E SEC LN, N TO POB. 17 AC M/L SECTION 30, T34N, R5W.
Legal Range	05W
Legal Township	34N
Legal Section	30
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2014
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4622 HOWARD RD, PETOSKEY, MI 49770-8813
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2018	Deed of Trust, Mortgage HUNTINGTON NATIONAL BANK
Sep 13, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 25, 2017
Transfer Doc	1197/0719
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	4622 HOWARD RD, PETOSKEY, MI 49770-8813
Transaction Type	Mortgage
Record Updated	Oct 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001206/0000000570
Date	Sep 18, 2018
Book Page	0000001206/0000000570
Instrument	000005159464

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	352 Months
Due	Jan 1, 2048

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EMMET MI
Recording Date	Sep 13, 2017
Property Address	4622 HOWARD RD, PETOSKEY, MI 49770-8813
Document Number	1197/0719
Book / Page	1197 / 0719
Instrument Date	Aug 25, 2017
Instrument	5150594
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4622 HOWARD RD, PETOSKEY, MI 49770-8813

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,500 (+5.73%) Land $160,500	$321,000 (+5.73%) Land $321,000
2025		$151,800 (+43.07%) Land $151,800	$303,600 (+43.07%) Land $303,600
2024	$1,634.00
2023		$106,100 Land $106,100	$212,200 Land $212,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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