4445 Howard Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 4445 Howard Rd, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,868 sqft · built 1900
Lot Size	17.5 acres (762,300 sqft)
Owner	Company Name on Record
Tax Bill	$1,733 (2024)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-29-100-020`

Property Details

APN / Parcel Number

Primary APN	`01-19-29-100-020`

Interior

Full Baths	3 Baths
Building Area	2,868 sqft Living Area
1st Floor Area	2,381 sqft
Basement Area	300 sqft
Unfinished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	762,300 sqft (17.5 acres)
Garage Area	572 sqft

Location & Zoning

Street Address	4445 HOWARD RD
City	PETOSKEY
State	MI
Zip	49770-9505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC FF-1
Legal Description	S ? OF SW ? OF NW ? OF SECTION 29. EXC THEREFROM: COM AT INT OF W LN OF SD SEC & N LN OF S ? OF SW ? OF NW ? OF SD SEC, TH E 525 FT ALG N LN OF S ? OF SW ? OF NW ? OF SD SEC, TH S 208 FT, TH W 525 FT TO W LN OF SD SEC, TH N ALG W LN OF SD SEC, 208 FT
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2002
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	833 OAK RD, BRADFORDWOODS, PA 15015-1209
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage EQUITY TRUST BENOIT MARC IRA
Sep 17, 2025	Deed of Trust, Mortgage · Conventional Mortgage EQUITY TRUST BENOIT MARC IRA
Sep 19, 2025	Warranty Deed, Transfer CROSSROADS TITLE AGENCY
Jan 19, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 19, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 19, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025
Deed Sale	Sep 19, 2025
Deed Document Number	20255223011
Deed Book / Page	1269 / 979
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	4445 HOWARD RD, PETOSKEY, MI 49770-9505
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 OAK RD, BRADFORDWOODS, PA 15015-1209

Mortgage

Document Number	0000001269/0000000945
Date	Sep 17, 2025
Book Page	0000001269/0000000945
Instrument	5222977

Lender

Name	EQUITY TRUST BENOIT MARC IRA

Agreement

Amount	Amount Recorded

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	4445 HOWARD RD, PETOSKEY, MI 49770-9505
Transaction Type	Mortgage
Record Updated	Sep 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 OAK RD, BRADFORDWOODS, PA 15015-1209

Mortgage

Document Number	0000001269/0000000945
Date	Sep 17, 2025
Book Page	0000001269/0000000945
Instrument	5222977

Lender

Name	EQUITY TRUST BENOIT MARC IRA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 19, 2025
Property Address	4445 HOWARD RD, PETOSKEY, MI 49770-9505
Document Number	001269/979
Book / Page	1269 / 979
Instrument Date	Sep 11, 2025
Instrument	5223011
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	CROSSROADS TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	833 OAK RD, BRADFORDWOODS, PA 15015-1209

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jan 19, 2021
Property Address	4445 HOWARD RD, PETOSKEY, MI 49770-9505
Document Number	001229/174
Book / Page	1229 / 174
Instrument Date	Jan 14, 2021
Instrument	5182142
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4445 HOWARD RD, PETOSKEY, MI 49770-9505

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jan 19, 2021
Property Address	4445 HOWARD RD, PETOSKEY, MI 49770-9505
Document Number	001229/175
Book / Page	1229 / 175
Instrument Date	Jan 14, 2021
Instrument	5182143
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4389 HOWARD RD, PETOSKEY, MI 49770-9505

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jan 19, 2021
Property Address	4445 HOWARD RD, PETOSKEY, MI 49770-9505
Document Number	001229/173
Book / Page	1229 / 173
Instrument Date	Jan 14, 2021
Instrument	5182141
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4389 HOWARD RD, PETOSKEY, MI 49770-9505

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,700 (+28.45%) Land $188,700	$377,400 (+28.45%) Land $377,400
2025		$146,900 (+39.77%) Land $146,900	$293,800 (+39.77%) Land $293,800
2024	$1,733.00
2023		$105,100 Land $105,100	$210,200 Land $210,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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