4564 Richard Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 4564 Richard Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,092 sqft · built 1962
Lot Size	0.58 acres (25,265 sqft)
Owner	Individual Name on Record
Tax Bill	$1,262 (2023)
Deeds & Mortgages	Jul 2020 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025.022.04005002`

Property Details

APN / Parcel Number

Primary APN	`025.022.04005002`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Construction Type	Frame
Lot Area	25,265 sqft (0.58 acres)
Garage Type	Attached
Garage Area	672 sqft
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4564 RICHARD DR
City	ARNOLD
State	MO
Zip	63010-3425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	GREEN VALLEY ACRES 2 LOT 20
Legal Range	05
Legal Township	43
Legal Section	22
Legal Quarter	SE
Legal Subdivision	GREEN VALLEY ACRES 2
Legal Block	5
Legal Lot Number	20
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	700113

Owner

Source: Jefferson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4564 RICHARD DR, ARNOLD, MO 63010-3425
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Mar 23, 2021	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2021
Deed Sale	Mar 23, 2021
Prior Sale	Feb 1, 2005
Deed Document Number	2021R-012722
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4564 RICHARD DR, ARNOLD, MO 63010-3425
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026888
Date	Jul 28, 2020
Instrument	2020R-026888

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Jun 1, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 23, 2021
Property Address	4564 RICHARD DR, ARNOLD, MO 63010-3425
Document Number	0000012722
Map Reference	MB 13 PG 5
Instrument Date	Mar 19, 2021
Instrument	2021R-012722
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11318 STATE ROUTE 21, HILLSBORO, MO 63050-5207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4564 RICHARD DR, ARNOLD, MO 63010-3425

Mortgage

Document Number	0000012723
Date	Mar 23, 2021
Instrument	2021R-012723

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$19,400 (+8.99%) Land $1,900 Building $17,500
2024			$102,200 (+8.61%) Land $10,200 Building $92,000
2023	$1,262.00 (+0.08%)	$17,800 (-) Land $1,900 Building $15,900	$94,100 (-) Land $10,200 Building $83,900
2022	$1,261.00	$17,800 Land $1,900 Building $15,900
2021			$94,100 Land $10,200 Building $83,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1978–2022)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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