4525 Richard Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 4525 Richard Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,104 sqft · built 1977
Lot Size	0.49 acres (21,344 sqft)
Owner	Company on Record
Last Sale	$705,915,000 (Dec 2025)
Tax Bill	$1,679 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`025.022.04004012`

Property Details

APN / Parcel Number

Primary APN	`025.022.04004012`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Construction Type	Frame
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	576 sqft

Exterior Amenities

Porch	Stoop
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4525 RICHARD DR
City	ARNOLD
State	MO
Zip	63010-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	GREEN VALLEY ACRES 2 LOT 15
Legal Range	5E
Legal Township	43N
Legal Section	22
Legal Subdivision	GREEN VALLEY
Legal Block	1
Legal Lot Number	15
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1001
Census Tract	700113

Owner

Source: Jefferson County assessment roll, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	345 HERITAGE AVE, 130, PORTSMOUTH, NH 03802-3809
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Unknown BARCLAYS BANK PLC
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 11, 2020	Warranty Deed, Transfer FREEDOM TITLE
Oct 19, 2018	Deed of Trust, Mortgage ROBERT J GIDDINGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Oct 21, 2024
Deed Document Number	202532656
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4525 RICHARD DR, ARNOLD, MO 63010-3431
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	UNKNOWN, MAINSTAY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032657
Date	Dec 15, 2025
Instrument	2025R-032657

Lender

Name	BARCLAYS BANK PLC
Type	Bank
Address	NEW YORK, NY 10019

Agreement

Type	Unknown
Amount	Amount Recorded
Term	60 Months
Due	Dec 9, 2030

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4525 RICHARD DR, ARNOLD, MO 63010-3431
Transaction Type	Mortgage
Record Updated	Jul 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R029667
Date	Jul 8, 2021
Instrument	2021R-029667

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 11, 2020
Property Address	4525 RICHARD DR, ARNOLD, MO 63010-3431
Document Number	0000033837
Instrument Date	Sep 4, 2020
Instrument	33837
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	FREEDOM TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4525 RICHARD DR ARNOLD MO 630103431, ARNOLD, MO 63010-3431

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4525 RICHARD DR, ARNOLD, MO 63010-3431
Document Number	0000032390
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 19, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4525 RICHARD DR ARNOLD MO 630103431, ARNOLD, MO 63010-3431
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032390
Date	Oct 23, 2018
Instrument	32390

Lender

Name	ROBERT J GIDDINGS
Address	9812 SATTLEY PL, GRANITE BAY, CA 95746-6715

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of September 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,679.00 (+5.66%)	$24,300 (+8.48%) Land $1,900 Building $22,400	$128,100 (-) Land $10,200 Building $117,900
2024			$128,100 (+8.65%) Land $10,200 Building $117,900
2023	$1,589.00	$22,400 Land $1,900 Building $20,500	$117,900 Land $10,200 Building $107,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1978–2022)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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