4453 Richard Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 4453 Richard Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 768 sqft · built 1979
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Tax Bill	$1,368 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025.022.04004011`

Property Details

APN / Parcel Number

Primary APN	`025.022.04004011`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	1,128 sqft
Basement Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Multi-Level
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	200 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	360 sqft

Exterior Amenities

Porch	Stoop
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4453 RICHARD DR
City	ARNOLD
State	MO
Zip	63010-3455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	GREEN VALLEY ACRES 2 LOT 14
Legal Range	5E
Legal Township	43N
Legal Section	22
Legal Subdivision	GREEN VALLEY
Legal Block	1
Legal Lot Number	14
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1001
Census Tract	700113

Owner

Source: Jefferson County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4453 RICHARD DR, ARNOLD, MO 63010-3455
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 17, 2018	Warranty Deed, Transfer · FHA Mortgage FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2025
Deed Sale	Apr 30, 2025
Prior Sale	Apr 30, 2025 · Amount on Record
Deed Document Number	202510282
Prior Transfer Date	Jan 20, 2025
Prior Transfer Doc	0000001951
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 30, 2025
Property Address	4453 RICHARD DR, ARNOLD, MO 63010-3455
Document Number	0000010281
Map Reference	MB 13 PG 5
Instrument Date	Apr 25, 2025
Instrument	2025R-010281
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	TRUE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1518 CAULKS HILL RD, SAINT CHARLES, MO 63304-6809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4453 RICHARD DR, ARNOLD, MO 63010-3455

Mortgage

Document Number	0000010283
Date	Apr 30, 2025
Instrument	2025R-010283

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 17, 2018
Property Address	4453 RICHARD DR, ARNOLD, MO 63010-3455
Document Number	0000011419
Instrument Date	Apr 12, 2018
Instrument	11419
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4453 RICHARD DR ARNOLD MO 630103455, ARNOLD, MO 63010-3455

Mortgage

Document Number	11420
Date	Apr 17, 2018
Instrument	11420

Lender

Name	FRANKLIN AMERICAN MTG
Type	Mortgage Company
Address	IRVING, TX 75039

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2048

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,800 (-) Land $1,900 Building $17,900	$104,500 (-) Land $10,200 Building $94,300
2025	$1,368.00 (+4.83%)	$19,800 (+7.61%) Land $1,900 Building $17,900	$104,500 (-) Land $10,200 Building $94,300
2024			$104,500 (+7.84%) Land $10,200 Building $94,300
2023	$1,305.00	$18,400 Land $1,900 Building $16,500	$96,900 Land $10,200 Building $86,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1978–2022)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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