4433 Richard Dr, Arnold, MO 63010 Property Records

Jefferson County property record for 4433 Richard Dr, Arnold, MO 63010

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,066 sqft · built 1974
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Last Sale	$187,900 (May 2022)
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025.022.04004010`

Property Details

APN / Parcel Number

Primary APN	`025.022.04004010`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,572 sqft Living Area
1st Floor Area	2,066 sqft
Basement Area	1,506 sqft
Finished Basement	1,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Masonry / Concrete Block
Lot Area	17,424 sqft (0.4 acres)
Porch	Open Frame Porch
Porch Area	46 sqft
Patio Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4433 RICHARD DR
City	ARNOLD
State	MO
Zip	63010-3455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	GREEN VALLEY ACRES 2 LOT 13
Legal Range	5E
Legal Township	43N
Legal Section	22
Legal Subdivision	GREEN VALLEY
Legal Block	1
Legal Lot Number	13
Jurisdiction	JEFFERSON MO
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1001
Census Tract	700113

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4433 RICHARD DR, ARNOLD, MO 63010-3455
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
May 6, 2022	Personal Representative Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 6, 2022 · Amount on Record
Deed Sale	May 6, 2022 · Amount on Record
Prior Sale	Nov 19, 2021
Deed Document Number	202215275
Prior Transfer Date	Feb 8, 2005
Prior Transfer Doc	0000007876
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4433 RICHARD DR, ARNOLD, MO 63010-3455
Transaction Type	Mortgage
Record Updated	Jul 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4433 RICHARD DR, ARNOLD, MO 63010-3455

Mortgage

Document Number	0000015700
Date	Jun 29, 2023
Instrument	2023R-015700

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 17, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	JEFFERSON MO
Recording Date	May 6, 2022
Property Address	4433 RICHARD DR, ARNOLD, MO 63010-3455
Document Number	0000015275
Map Reference	MB 13 PG 05
Instrument Date	May 4, 2022
Instrument	2022R-015275
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4433 RICHARD DR, ARNOLD, MO 63010-3455

Mortgage

Document Number	0000015276
Date	May 6, 2022
Instrument	2022R-015276

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Fox C-6 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,100 (-) Land $1,900 Building $32,200	$179,900 (-) Land $10,200 Building $169,700
2025	$2,356.00 (+6.13%)	$34,100 (+8.95%) Land $1,900 Building $32,200
2024			$179,900 (+8.96%) Land $10,200 Building $169,700
2023	$2,220.00	$31,300 Land $1,900 Building $29,400	$165,100 Land $10,200 Building $154,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1978–2022)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Aug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 3 serves 17,000 people · EPA ID MO6024294
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

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