456 Summit Dr, Orange Park, FL 32073 Property Records

Clay County property record for 456 Summit Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,101 sqft · built 2000
Lot Size	0.529 acres (23,054 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jul 2024)
Tax Bill	$4,932 (2025)
Deeds & Mortgages	Feb 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03-04-25-007865-006-12`

Property Details

APN / Parcel Number

Primary APN	`03-04-25-007865-006-12`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,101 sqft Heated Area
Gross Area	2,817 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	23,054 sqft (0.529 acres)
Garage Area	400 sqft

Exterior Amenities

Pool Area	390 sqft
Porch	Porch
Porch Area	217 sqft
Patio Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	456 SUMMIT DR
City	ORANGE PARK
State	FL
Zip	32073-7626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 12 OLDE SUTTON FOREST AS REC O R 4843 PG 647~~
Legal Range	25
Legal Township	04
Legal Section	03
Legal Subdivision	OLDE SUTTON FOREST
Legal Lot Number	12
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3000
Census Tract	30206

Owner

456 Summit Dr is owned and occupied by an individual who bought it in July 2024.

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	456 SUMMIT DR, ORANGE PARK, FL 32073-7626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2024 · Amount on File
Deed Sale	Jul 25, 2024 · Amount on File
Prior Sale	May 29, 2003 · Amount on File
Deed Document Number	2024034785
Deed Book / Page	4843 / 647
Record Updated	Jun 8, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	456 SUMMIT DR, ORANGE PARK, FL 32073-7626
Document Number	0041640765
Instrument Date	Feb 2, 2019
Transaction Type	Mortgage
Record Updated	Feb 25, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 SUMMIT DR ORANGE PARK FL 320737626, ORANGE PARK, FL 32073-7626

Mortgage

Document Number	0041640765
Date	Feb 12, 2019
Book Page	004164/000765
Instrument	7428

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 11, 2059

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 456 Summit Dr was $4,932 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,932.00 Homeowner's exemption	$363,535 Land $45,000 Building $318,535	$363,535 Land $45,000 Building $318,535
2023	$2,159.00 (+9.15%) Homeowner's exemption	$160,308 (+3%)	$343,250 (+18.53%) Land $45,000 Building $298,250
2022	$1,978.00 Homeowner's exemption	$155,639	$289,583 Land $40,000 Building $249,583

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 456 Summit Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 456 Summit Dr is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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