455 Summit Dr, Orange Park, FL 32073 Property Records

Clay County property record for 455 Summit Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,006 sqft · built 1999
Lot Size	0.183 acres (7,974 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Apr 2022)
Tax Bill	$4,163 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-04-25-007865-006-38`

Property Details

APN / Parcel Number

Primary APN	`03-04-25-007865-006-38`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,006 sqft Heated Area
Gross Area	2,642 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,974 sqft (0.183 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	455 SUMMIT DR
City	ORANGE PARK
State	FL
Zip	32073-7627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 38 OLDE SUTTON FOREST AS REC O R 4592 PG 71
Legal Range	25
Legal Township	04
Legal Section	03
Legal Subdivision	OLDE SUTTON FOREST
Legal Lot Number	38
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3006
Census Tract	30206

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	455 SUMMIT DR, ORANGE PARK, FL 32073-7627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Sep 5, 2007 · Amount on Record
Deed Document Number	2022021748
Deed Book / Page	4592 / 71
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Apr 5, 2022
Property Address	455 SUMMIT DR, ORANGE PARK, FL 32073-7627
Document Number	0045920071
Book / Page	4592 / 71
Map Reference	MB 31 PG 48
Instrument Date	Apr 4, 2022
Instrument	2022021748
Transaction Type	Transfer
Record Updated	Apr 27, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 SUMMIT DR, 455, ORANGE PARK, FL 32073-7627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	455 SUMMIT DR, ORANGE PARK, FL 32073-7627

Mortgage

Document Number	0000459273
Date	Apr 5, 2022
Instrument	4592/73

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,163.00 (-18.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$323,116 (+2.26%)	$336,183 (+6.39%) Land $45,000 Building $291,183
2023	$5,122.00 (+212.13%)	$315,988 (+136.69%) Land $45,000 Building $270,988	$315,988 (+18.37%) Land $45,000 Building $270,988
2022	$1,641.00 Homeowner's exemption	$133,501	$266,955 Land $40,000 Building $226,955

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20