448 Summit Dr, Orange Park, FL 32073 Property Records

Clay County property record for 448 Summit Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,138 sqft · built 2000
Lot Size	0.486 acres (21,167 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Feb 2013)
Tax Bill	$4,819 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-25-007865-006-14`

Property Details

APN / Parcel Number

Primary APN	`03-04-25-007865-006-14`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,138 sqft Living Area
Gross Area	2,538 sqft
1st Floor Area	2,138 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,167 sqft (0.486 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Finished/Open Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	448 SUMMIT DR
City	ORANGE PARK
State	FL
Zip	32073-7626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 14 OLDE SUTTON FOREST AS REC OR 3717 PG 1206 & 4187 PG 2073
Legal Range	25E
Legal Township	04S
Legal Section	03
Legal Subdivision	OLDE SUTTON FOREST
Legal Lot Number	14
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3000
Census Tract	30206

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA
May 2, 2019	Grant Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC
May 2, 2019	Loan Modification, Mortgage GERMAN AMERICAN CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2013 · Amount on Record
Deed Sale	Feb 19, 2013 · Amount on Record
Prior Sale	Sep 26, 2005 · Amount on Record
Deed Document Number	201310072
Deed Book / Page	3503 / 342
Last Transfer Date	Apr 15, 2019
Transfer Doc	0041872073
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	448 SUMMIT DR, ORANGE PARK, FL 32073-7626
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	SELENE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046060790
Date	May 11, 2022
Book Page	4606/790
Instrument	2022029919

Lender

Name	ROYAL BANK OF CANADA
Type	Bank
Address	NEW YORK, NY 10281

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLAY FL
Recording Date	May 2, 2019
Property Address	448 SUMMIT DR, ORANGE PARK, FL 32073-7626
Document Number	0041872073
Book / Page	004187 / 002073
Instrument Date	Apr 25, 2019
Instrument	22452
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Amount	Amount Recorded
Tax	$307.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY FL
Recording Date	May 2, 2019
Property Address	448 SUMMIT DR, ORANGE PARK, FL 32073-7626
Document Number	0041872138
Book / Page	004187 / 002138
Instrument Date	Apr 25, 2019
Instrument	22464
Transaction Type	Mortgage
Record Updated	May 20, 2019
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	810 7TH AVE #24TH NEW YORK NY 100195818, 24TH, NEW YORK, NY 10019-5818

Mortgage

Document Number	41872138
Date	May 2, 2019
Book Page	004187/002138
Instrument	22464

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	NEW YORK, NY 10005

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,819.00 (+6.99%)	$332,141 (+0.47%) Land $45,000 Building $287,141	$332,141 (+0.47%) Land $45,000 Building $287,141
2024	$4,504.00 (-3.18%)
2023	$4,652.00 (+15.84%)	$330,589 (+18.41%) Land $45,000 Building $285,589	$330,589 (+18.41%) Land $45,000 Building $285,589
2022	$4,016.00	$279,196 Land $40,000 Building $239,196	$279,196 Land $40,000 Building $239,196

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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