447 Summit Dr, Orange Park, FL 32073 Property Records

Clay County property record for 447 Summit Dr, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,185 sqft · built 1999
Lot Size	0.209 acres (9,124 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Dec 2025)
Tax Bill	$4,863 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-04-25-007865-006-40`

Property Details

APN / Parcel Number

Primary APN	`03-04-25-007865-006-40`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,185 sqft Heated Area
Gross Area	2,825 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,124 sqft (0.209 acres)
Garage Area	400 sqft
Porch	Porch
Porch Area	40 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	447 SUMMIT DR
City	ORANGE PARK
State	FL
Zip	32073-7627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	LOT 40 OLDE SUTTON FOREST AS REC O R 3652 PG 73
Legal Range	25
Legal Township	04
Legal Section	03
Legal Subdivision	OLDE SUTTON FOREST
Legal Lot Number	40
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	3
Census Block	3006
Census Tract	30206

Owner

Source: Clay County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	447 SUMMIT DR, ORANGE PARK, FL 32073-7627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2025 · Amount on Record
Deed Sale	Dec 4, 2025 · Amount on Record
Prior Sale	Jun 13, 2014 · Amount on Record
Deed Document Number	2025056757
Deed Book / Page	4993 / 1235
Record Updated	Jun 8, 2026

December 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Dec 4, 2025
Property Address	447 SUMMIT DR, ORANGE PARK, FL 32073-7627
Document Number	0049931235
Book / Page	4993 / 1235
Map Reference	MB 31 PG 48-51
Instrument Date	Dec 2, 2025
Instrument	2025056757
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 24, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	280 PILOT RD, LAS VEGAS, NV 89119-3532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	447 SUMMIT DR, ORANGE PARK, FL 32073-7627

Mortgage

Document Number	0049931237
Date	Dec 4, 2025
Instrument	4993/1237

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,863.00 (+6.76%)	$331,824 (+7.11%) Land $45,000 Building $286,824	$331,824 (+7.11%) Land $45,000 Building $286,824
2023	$4,555.00 (+11.67%)	$309,794 (+9.19%) Land $45,000 Building $264,794	$309,794 (+9.19%) Land $45,000 Building $264,794
2022	$4,079.00	$283,719 Land $40,000 Building $243,719	$283,719 Land $40,000 Building $243,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20