456 N Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 456 N Crest Rd, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,472 sqft · built 1952
Lot Size	0.789 acres (34,410 sqft)
Owner	Owner Name on Record
Last Sale	$295,000 (May 2014)
Tax Bill	$1,652 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`137P C 014`

Property Details

APN / Parcel Number

Primary APN	`137P C 014`
Alternative APN	`0000065802`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,472 sqft Living Area

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1969
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	34,410 sqft (0.789 acres)
Lot Dimensions	555 ft deep x 62 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000065802
Street Address	456 N CREST RD
City	CHATTANOOGA
State	TN
Zip	37404-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SE 1/4 SEC 14 TWP2 R-4
Legal Range	04
Legal Township	02
Legal Section	14
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	3200

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	456 N CREST RD, CHATTANOOGA, TN 37404-1006
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Feb 6, 2018	Deed of Trust, Mortgage · Line of Credit FIRSTBANK
Dec 14, 2017	Deed of Trust, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2014 · Amount on Record
Deed Sale	May 13, 2014 · Amount on Record
Prior Sale	Jun 1, 2009 · Amount on Record
Deed Document Number	2014051300176
Deed Book / Page	10213 / 982
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	456 N CREST RD, CHATTANOOGA, TN 37404-1006
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY AND TRUST, TITLE GUARANTY & TRUST

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000139
Date	Jan 25, 2022
Book Page	12821/525
Instrument	2022012500139

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	456 N CREST RD, CHATTANOOGA, TN 37404-1006
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	456 N CREST RD, CHATTANOOGA, TN 37404-1006

Mortgage

Document Number	0000000171
Date	Mar 11, 2022
Book Page	12878/358
Instrument	2022031100171

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 2, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	456 N CREST RD, CHATTANOOGA, TN 37404-1006
Document Number	0000000052
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	456 N CREST RD CHATTANOOGA TN 374041006, CHATTANOOGA, TN 37404-1006

Mortgage

Document Number	0000000052
Date	Feb 26, 2018
Book Page	011278/000018
Instrument	52

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 25, 2028

Interest

Rate Type	Adjustable Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	456 N CREST RD, CHATTANOOGA, TN 37404-1006
Document Number	0000000185
Instrument Date	Dec 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FILE FIRST CHOICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	456 N CREST RD CHATTANOOGA TN 374041006, CHATTANOOGA, TN 37404-1006

Mortgage

Document Number	0000000185
Date	Dec 19, 2017
Book Page	011231/000417
Instrument	185

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Dec 18, 2037

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,652.00 (-6.35%)	$109,000 (+38.19%)	$436,000 (+38.19%) Land $125,000 Building $311,000
2024	$1,764.00	$78,875 (-)	$315,500 (-) Land $100,000 Building $215,500
2023	$1,764.00	$78,875 (-)	$315,500 (-) Land $100,000 Building $215,500
2022	$1,764.00	$78,875	$315,500 Land $100,000 Building $215,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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