448 N Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 448 N Crest Rd, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,088 sqft · built 2023
Lot Size	1.59 acres (69,260 sqft)
Owner	2 Individuals on Record
Last Sale	$153,000 (Jul 2020)
Tax Bill	$5,865 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137P C 012`

Property Details

APN / Parcel Number

Primary APN	`137P C 012`
Alternative APN	`0000065800`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,088 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Lot Area	69,260 sqft (1.59 acres)
Lot Dimensions	554 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000065800
Street Address	448 N CREST RD
City	CHATTANOOGA
State	TN
Zip	37404-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1 W ESTELLE POLLARD SUB PB 49 PG 338
Legal Subdivision	W ESTELLE POLLAND SUBDIVISION
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	1
Census Block	1009
Census Tract	3200

Owner

Source: Hamilton County assessment roll, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	3611 HARDWICK CT, DOUGLASVILLE, GA 30135-1936
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Construction Mortgage SOUTHEAST BANK
Jun 20, 2023	Intrafamily Transfer, Transfer SOUTHEAST BANK
Jul 16, 2020	Warranty Deed, Transfer TEAM TITLE LEGAL SVCS PLLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	May 30, 1995 · Amount on Record
Deed Document Number	2020137
Deed Book / Page	12075 / 665
Last Transfer Date	Jun 16, 2023
Transfer Doc	0000000142
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	448 N CREST RD, CHATTANOOGA, TN 37404-1006
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000168
Date	Jun 1, 2021
Book Page	12506/150
Instrument	2021060100168

Lender

Name	SOUTHEAST BANK
Type	Bank
Address	CHATTANOOGA, TN 37450

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Jun 20, 2023
Property Address	448 N CREST RD, CHATTANOOGA, TN 37404-1006
Document Number	0000000142
Book / Page	13322 / 485
Map Reference	MB 49 PG 338
Instrument Date	Jun 16, 2023
Instrument	2023062000142
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3611 HARDWICK CT, DOUGLASVILLE, GA 30135-1936

Mortgage

Document Number	0013322507
Date	Jun 20, 2023
Instrument	13322/507

Lender

Name	SOUTHEAST BANK
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 16, 2020
Property Address	448 N CREST RD, CHATTANOOGA, TN 37404-1006
Document Number	0716000137
Book / Page	012075 / 000665
Instrument Date	Jul 15, 2020
Instrument	200716000137
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	TEAM TITLE LEGAL SVCS PLLC

Transaction

Amount	Amount Recorded
Tax	$566.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3611 HARDWICK CT DOUGLASVILLE GA 301351936, DOUGLASVILLE, GA 30135-1936

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,865.00 (+22.09%)	$386,950 (+80.19%)	$1,547,800 (+80.19%) Land $187,500 Building $1,360,300
2024	$4,804.00 (+35.1%)	$214,750 (+35.08%)	$859,000 (+35.08%) Land $150,000 Building $709,000
2023	$3,556.00 (+324.34%)	$158,975 (+323.93%)	$635,900 (+323.93%) Land $150,000 Building $485,900
2022	$838.00	$37,500	$150,000 Land $150,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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