460 N Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 460 N Crest Rd, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,676 sqft · built 1930
Lot Size	1.34 acres (58,370 sqft)
Owner	Individual Name on File
Last Sale	$705,000 (Apr 2025)
Tax Bill	$1,826 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`137P C 015`

Property Details

APN / Parcel Number

Primary APN	`137P C 015`
Alternative APN	`0000065803`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,676 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Clay Tile
Lot Area	58,370 sqft (1.34 acres)
Lot Dimensions	555 ft deep x 105 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000065803
Street Address	460 N CREST RD
City	CHATTANOOGA
State	TN
Zip	37404-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SE 1/4 SEC 14 TWP 2 R-4
Legal Range	04
Legal Township	02
Legal Section	14
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	3200

Owner

Source: Hamilton County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	460 N CREST RD, CHATTANOOGA, TN 37404-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 14, 2025	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Aug 19, 2021	Intrafamily Transfer, Transfer
Mar 23, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2025 · Amount on Record
Deed Sale	Apr 14, 2025 · Amount on Record
Prior Sale	Aug 19, 2021
Deed Document Number	2025041400114
Deed Book / Page	13890 / 361
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	460 N CREST RD, CHATTANOOGA, TN 37404-1006
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000039
Date	Jun 23, 2021
Book Page	12537/855
Instrument	2021062300039

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	BELCHERTOWN, MA 01007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 14, 2025
Property Address	460 N CREST RD, CHATTANOOGA, TN 37404-1006
Document Number	0000000114
Book / Page	13890 / 361
Instrument Date	Apr 11, 2025
Instrument	2025041400114
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,608.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 N CREST RD, CHATTANOOGA, TN 37404-1006

Mortgage

Document Number	0013890365
Date	Apr 14, 2025
Instrument	13890/365

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 5, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.5%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Aug 19, 2021
Property Address	460 N CREST RD, CHATTANOOGA, TN 37404-1006
Document Number	0000000314
Book / Page	12616 / 818
Instrument Date	Aug 13, 2021
Instrument	2021081900314
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	460 N CREST RD, CHATTANOOGA, TN 37404-1006

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 23, 2020
Property Address	460 N CREST RD, CHATTANOOGA, TN 37404-1006
Document Number	0323000281
Book / Page	011946 / 000524
Instrument Date	Mar 20, 2020
Instrument	200323000281
Transaction Type	Transfer
Record Updated	Jun 18, 2020
Title Company	FIRST CHOICE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,954.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	460 N CREST RD CHATTANOOGA TN 374041006, CHATTANOOGA, TN 37404-1006

Mortgage

Document Number	323000282
Date	Mar 23, 2020
Book Page	011946/000526
Instrument	200323000282

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,826.00 (-38.35%)	$120,500 (-8.99%)	$482,000 (-8.99%) Land $200,000 Building $282,000
2024	$2,962.00	$132,400 (-)	$529,600 (-) Land $150,000 Building $379,600
2023	$2,962.00	$132,400 (-)	$529,600 (-) Land $150,000 Building $379,600
2022	$2,962.00	$132,400	$529,600 Land $150,000 Building $379,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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