446 N Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 446 N Crest Rd, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,590 sqft · built 1977
Lot Size	1.58 acres (68,825 sqft)
Owner	Individual Name on Record
Tax Bill	$2,021 (2025)
Deeds & Mortgages	Feb 2024 Mortgage May 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`137P C 009`

Property Details

APN / Parcel Number

Primary APN	`137P C 009`
Alternative APN	`0000065797`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,590 sqft Living Area

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	68,825 sqft (1.58 acres)
Lot Dimensions	558 ft deep x 123 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000065797
Street Address	446 N CREST RD
City	CHATTANOOGA
State	TN
Zip	37404-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 W ESTELLE POLLARD SUB PB 49 PG 338
Legal Subdivision	W ESTELLE POLLARD SUB
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	3200

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	446 N CREST RD, CHATTANOOGA, TN 37404-1006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Conventional Mortgage CHEVRON FCU
May 31, 2023	Deed of Trust, Mortgage · Line of Credit CHEVRON FCU
May 6, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Oct 16, 1996 · Amount on Record
Last Transfer Date	May 6, 2021
Transfer Doc	0000000299
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	446 N CREST RD, CHATTANOOGA, TN 37404-1006
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 N CREST RD, CHATTANOOGA, TN 37404-1006

Mortgage

Document Number	0000000047
Date	Feb 14, 2024
Book Page	13512/273
Instrument	2024021400047

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	446 N CREST RD, CHATTANOOGA, TN 37404-1006
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000048
Date	May 31, 2023
Book Page	13303/810
Instrument	2023053100048

Lender

Name	CHEVRON FCU
Type	Credit Union
Address	CONCORD, CA 94520

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	May 6, 2021
Property Address	446 N CREST RD, CHATTANOOGA, TN 37404-1006
Document Number	0000000299
Book / Page	12475 / 722
Map Reference	MB 49 PG 338
Instrument Date	May 6, 2021
Instrument	2021050600299
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Tax	$555.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	449 N CREST RD, CHATTANOOGA, TN 37404-1007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 N CREST RD, CHATTANOOGA, TN 37404-1006

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,021.00 (+12.15%)	$133,350 (+65.5%)	$533,400 (+65.5%) Land $187,500 Building $345,900
2024	$1,802.00	$80,575 (-)	$322,300 (-) Land $150,000 Building $172,300
2023	$1,802.00	$80,575 (-)	$322,300 (-) Land $150,000 Building $172,300
2022	$1,802.00	$80,575	$322,300 Land $150,000 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 64% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on N Crest Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures