4551 Cover St, Riverside, CA 92506 Property Records

Riverside County property record for 4551 Cover St, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,558 sqft · built 1949
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Company Names on Record
Last Sale	$239,000 (Jul 2003)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`226-341-027`

Property Details

APN / Parcel Number

Primary APN	`226-341-027`
Alternative APN	`041900206`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,558 sqft Living Area
Gross Area	2,098 sqft
1st Floor Area	1,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Block
Construction Type	Wood
Roof Material	Gravel
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	041900206
Street Address	4551 COVER ST
City	RIVERSIDE
State	CA
Zip	92506-2099
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 5 MB 020/085 W F STEVENSON TR
Legal Subdivision	W F STEVENSON TR
Legal Lot Number	5
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	6
Census Block	6019
Census Tract	30800

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4551 COVER ST, RIVERSIDE, CA 92506-2099
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTELLILOAN INC
Sep 1, 2022	Intrafamily Transfer, Transfer
Dec 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CHOICE LN SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2003 · Amount on Record
Deed Sale	Jul 14, 2003 · Amount on Record
Deed Document Number	2003522448
Last Transfer Date	Aug 24, 2022
Transfer Doc	0000381168
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4551 COVER ST, RIVERSIDE, CA 92506-2099
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4551 COVER ST, RIVERSIDE, CA 92506-2099

Mortgage

Document Number	0000129770
Date	Mar 1, 2021
Instrument	2021-0129770

Lender

Name	INTELLILOAN INC
Type	Mortgage Company
Address	SANTA ANA, CA 92799

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 1, 2022
Property Address	4551 COVER ST, RIVERSIDE, CA 92506-2099
Document Number	0000381168
Map Reference	MB 20 PG 85
Instrument Date	Aug 24, 2022
Instrument	2022-0381168
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4551 COVER ST, RIVERSIDE, CA 92506-2099
Investor	Possibly a Property Investor

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4551 COVER ST, RIVERSIDE, CA 92506-2099
Document Number	0000019239
Instrument Date	Dec 12, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4551 COVER ST RIVERSIDE CA 925062099, RIVERSIDE, CA 92506-2099

Mortgage

Document Number	0000019239
Date	Jan 15, 2020
Instrument	19239

Lender

Name	FIRST CHOICE LN SVCS
Type	Funding / Finance Company
Address	EAST BRUNSWICK, NJ 08816

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 14, 2040

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$346,574 (+2%) Land $72,496 Building $274,078
2025	$3,759.00 (+3.93%) Homeowner's exemption	$339,779 (+4.04%) Land $71,075 Building $268,704
2023	$3,617.00 (+1.89%) Homeowner's exemption	$326,587 Land $68,316 Building $258,271
2022	$3,550.00
2021			$518,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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