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4530 Cover St, Riverside, CA 92506 Property Records

Riverside County property record for 4530 Cover St, Riverside, CA 92506 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,576 sqft · built 1946
Lot Size0.209 acres (9,147 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Mar 2017)
Tax Bill$4,831 (2025)
Deeds & MortgagesJan 2020 Mortgage
Jan 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN226-342-016

Property Details

APN / Parcel Number

Primary APN226-342-016

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,576 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Construction TypeWood
Roof MaterialWood Shingle
Lot Area9,147 sqft (0.209 acres)
Garage TypeDetached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number226342016
Street Address4530 COVER ST
CityRIVERSIDE
StateCA
Zip92506-2097
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 34 MB 020/085 W F STEVENSON TR
Legal SubdivisionW F STEVENSON TR
Legal Tract2
Legal Lot Number34
JurisdictionRIVERSIDE CA
Township / Civil DivisionRIVERSIDE
Census Block Group6
Census Block6020
Census Tract30800

Owner

Source: Riverside County records · APN 226-342-016

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4530 COVER ST, RIVERSIDE, CA 92506-2097
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 30, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 28, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Nov 23, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FREEDOM MORTGAGE CORP
Feb 28, 2017Grant Deed, Transfer · FHA Mortgage
WHOLESALE CAP
Feb 28, 2017Quit Claim Deed, Transfer
OLD REPUBLIC TITLE
Mar 02, 2017Quit Claim Deed, Transfer
OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2017 · Amount on Record
Deed SaleMar 02, 2017 · Amount on Record
Prior SaleFeb 28, 2017 · Amount on Record
Deed Document Number2017-0086576
Record UpdatedJun 08, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address4530 COVER ST, RIVERSIDE, CA 92506-2097
Transaction TypeMortgage
Record UpdatedOct 04, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045976
DateJan 30, 2020
Instrument2020-0045976
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term329 Months
DueJun 01, 2047

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address4530 COVER ST, RIVERSIDE, CA 92506-2097
Transaction TypeMortgage
Record UpdatedOct 04, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 COVER ST, RIVERSIDE, CA 92506-2097

Mortgage

Document Number0000055770
DateJan 28, 2021
Instrument2021-0055770
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term318 Months
DueJul 01, 2047

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address4530 COVER ST, RIVERSIDE, CA 92506-2097
Transaction TypeMortgage
Record UpdatedOct 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4530 COVER ST, RIVERSIDE, CA 92506-2097

Mortgage

Document Number0000697844
DateNov 23, 2021
Instrument2021-0697844
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressDENVER, CO 80249
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term308 Months
DueJul 01, 2047

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateFeb 28, 2017
Property Address4530 COVER ST, RIVERSIDE, CA 92506-2097
Document Number0000084252
Instrument DateFeb 27, 2017
Instrument84252
Transaction TypeTransfer
Record UpdatedMar 06, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$814.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4530 COVER ST RIVERSIDE CA 925062097, RIVERSIDE, CA 92506-2097

Mortgage

Document Number84253
DateFeb 28, 2017
Instrument84253
Lender
NameWHOLESALE CAP
TypeFunding / Finance Company
AddressMORENO VALLEY, CA 92553
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 27, 2047

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRIVERSIDE CA
Recording DateFeb 28, 2017
Property Address4530 COVER ST, RIVERSIDE, CA 92506-2097
Document Number0000084251
Instrument DateFeb 23, 2017
Instrument84251
Transaction TypeTransfer
Record UpdatedMar 06, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4530 COVER ST RIVERSIDE CA 925062097, RIVERSIDE, CA 92506-2097

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRIVERSIDE CA
Recording DateMar 02, 2017
Property Address4530 COVER ST, RIVERSIDE, CA 92506-2097
Document Number0000086576
Instrument DateFeb 24, 2014
Instrument86576
Transaction TypeTransfer
Record UpdatedMar 07, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4530 COVER ST RIVERSIDE CA 925062097, RIVERSIDE, CA 92506-2097

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityRiverside City
Unified School DistrictRiverside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$4,831.00 (+3.83%)$429,411 (+4.04%) Land $81,238 Building $348,173
2023$4,653.00 (+1.88%)$412,739 Land $78,085 Building $334,654
2022$4,567.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060650308006, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Nearby Flood Policies2 in force
2 of 2 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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