4561 Cover St, Riverside, CA 92506 Property Records

Riverside County property record for 4561 Cover St, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,712 sqft · built 1949
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Sep 2025)
Tax Bill	$6,169 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`226-341-028`

Property Details

APN / Parcel Number

Primary APN	`226-341-028`
Alternative APN	`041900207`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,712 sqft Living Area
1st Floor Area	1,712 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Wood
Roof Material	Gravel
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	041900207
Street Address	4561 COVER ST
City	RIVERSIDE
State	CA
Zip	92506-2099
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 6 MB 020/085 W F STEVENSON TR
Legal Subdivision	W F STEVENSON TR
Legal Lot Number	6
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	6
Census Block	6019
Census Tract	30800

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 438, LONG BEACH, CA 90801-0438
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2025	Deed of Trust, Mortgage MARC LOUIS DEL PILAR JR
Sep 18, 2025	Grant Deed, Transfer · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2025 · Amount on Record
Deed Sale	Sep 18, 2025 · Amount on Record
Prior Sale	Jul 26, 2024 · Amount on Record
Deed Document Number	2025287144
Prior Transfer Date	Sep 28, 1994
Prior Transfer Doc	0000381249
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4561 COVER ST, RIVERSIDE, CA 92506-2099
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TITLE CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23121 VERDUGO DR 100, 100, LAGUNA HILLS, CA 92653-1339
Investor	Possibly a Property Investor

Mortgage

Document Number	0000240607
Date	Aug 5, 2025
Instrument	2025-0240607

Lender

Name	MARC LOUIS DEL PILAR JR
Type	Private Party
Address	89 REDWOOD LN, MASSAPEQUA PARK, NY 11762

Agreement

Amount	Amount Recorded

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 18, 2025
Property Address	4561 COVER ST, RIVERSIDE, CA 92506-2099
Document Number	0000287144
Map Reference	MB 20 PG 85
Instrument Date	Sep 2, 2025
Instrument	2025-0287144
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE COMPANY SUBDIV, FIRST AMER TITLE CO RES DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,562.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 438, LONG BEACH, CA 90801-0438

Mortgage

Document Number	0000287145
Date	Sep 18, 2025
Instrument	2025-0287145

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$710,000 (+29.09%) Land $215,000 Building $495,000
2025	$6,169.00 (+52.96%)	$550,000 (+54.08%) Land $165,000 Building $385,000
2023	$4,033.00 (+1.87%)	$356,964 Land $78,085 Building $278,879
2022	$3,959.00
2021			$462,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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