4531 Cover St, Riverside, CA 92506 Property Records

Riverside County property record for 4531 Cover St, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 3,082 sqft · built 1950
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$212,500 (Apr 2002)
Tax Bill	$3,548 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`226-341-025`

Property Details

APN / Parcel Number

Primary APN	`226-341-025`
Alternative APN	`041900204`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,082 sqft Living Area
Gross Area	3,966 sqft
1st Floor Area	3,082 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1972
Architectural Style	Multi-Family
Construction Type	Wood
Roof Material	Gravel
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	041900204
Street Address	4531 COVER ST
City	RIVERSIDE
State	CA
Zip	92506-2099
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POR LOT 3 MB 020/085 W F STEVENSON TR
Legal Subdivision	W F STEVENSON TR
Legal Lot Number	3
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	6
Census Block	6019
Census Tract	30800

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4531 COVER ST, RIVERSIDE, CA 92506-2099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2002 · Amount on Record
Deed Sale	Apr 5, 2002 · Amount on Record
Deed Document Number	2002174819
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4531 COVER ST, RIVERSIDE, CA 92506-2099
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4531 COVER ST, RIVERSIDE, CA 92506-2099

Mortgage

Document Number	0000318106
Date	May 25, 2021
Instrument	2021-0318106

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4531 COVER ST, RIVERSIDE, CA 92506-2099
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4531 COVER ST, RIVERSIDE, CA 92506-2099

Mortgage

Document Number	0000397865
Date	Sep 19, 2022
Instrument	2022-0397865

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4531 COVER ST, RIVERSIDE, CA 92506-2099
Document Number	0000079442
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4531 COVER ST RIVERSIDE CA 925062099, RIVERSIDE, CA 92506-2099

Mortgage

Document Number	0000079442
Date	Feb 21, 2020
Instrument	79442

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 20, 2035

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4531 COVER ST, RIVERSIDE, CA 92506-2099
Document Number	0000395059
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4531 COVER ST RIVERSIDE CA 925062099, RIVERSIDE, CA 92506-2099

Mortgage

Document Number	0000395059
Date	Oct 4, 2018
Instrument	395059

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 3, 2033

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$320,175 (+2%) Land $75,329 Building $244,846
2025	$3,548.00 (+6.23%)	$313,898 (+4.04%) Land $73,852 Building $240,046
2023	$3,340.00 (+1.92%) Homeowner's exemption	$301,711 Land $70,985 Building $230,726
2022	$3,277.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 672 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

Nearby Properties on Cover St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures