Clay County property record for 45507 River Dr, Vermillion, SD 57069
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,156 sqft · built 1980 |
| Lot Size | 3.82 acres (166,399 sqft) |
| Owner | Company Name on Record |
| Last Sale | $645,000 (Apr 2025) |
| Tax Bill | $3,301 (2025) |
| Deeds & Mortgages | Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10300-00000-130-00 |
| Primary APN | 10300-00000-130-00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| Gross Area | 1,456 sqft |
| 1st Floor Area | 856 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Marblecrete |
| Construction Type | Metal Frame |
| Roof Material | Composition Shingle |
| Lot Area | 166,399 sqft (3.82 acres) |
| Porch | Slab |
| Porch Area | 320 sqft |
| Deck Area | Deck Area |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Street Address | 45507 RIVER DR |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 HOLMES FOREST ADDN NE 1/4 NE 1/4 & LOT 1 21-92-53 & LOT 1 22-92-53 NORWAY |
| Legal Subdivision | HOLMES FOREST ADD |
| Legal Lot Number | 1,13 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | NORWAY |
| Census Block Group | 3 |
| Census Block | 3202 |
| Census Tract | 965800 |
Source: Clay County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 325 ROCK RIVER DR, EDGERTON, MN 56128-4414 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2025 · Amount on Record |
| Deed Sale | Apr 14, 2025 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY SD |
| Property Address | 45507 RIVER DR, VERMILLION, SD 57069 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1216 E CHERRY ST 101, 101, VERMILLION, SD 57069-1635 |
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| County Subdivision | Norway Township |
| Unified School District | Irene-Wakonda School District 13-3 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,301.00 (+24.66%) | $202,078 (+42.12%) Land $87,354 Building $114,724 |
| 2023 | $2,648.00 (+13.99%) | $142,193 Land $55,161 Building $87,032 |
| 2022 | $2,323.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 42% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Santel Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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