Clay County property record for 45487 River Dr, Vermillion, SD 57069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,092 sqft · built 2007 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $12,183 (2025) |
| Deeds & Mortgages | Feb 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10300-00000-040-00 |
| Primary APN | 10300-00000-040-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,092 sqft Living Area |
| Gross Area | 4,372 sqft |
| 1st Floor Area | 1,900 sqft |
| Basement Area | 1,900 sqft |
| Finished Basement | 1,620 sqft |
| Unfinished Basement | 1,900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Marblecrete |
| Construction Type | Metal Frame |
| Roof Material | Composition Shingle |
| Lot Area | 131,551 sqft (3.02 acres) |
| Garage Type | Mixed |
| Garage Area | 1,928 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 168 sqft |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45487 RIVER DR |
|---|---|
| City | VERMILLION |
| State | SD |
| Zip | 57069 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 HOLMES FOREST 21-92-53 NORWAY TWP |
| Legal Subdivision | HOLMES FOREST ADDN |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY SD |
| Township / Civil Division | NORWAY |
| Census Block Group | 3 |
| Census Block | 3212 |
| Census Tract | 965800 |
45487 River Dr, a single family home, is held in a trust.
Source: Clay County records, as of April 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 509 E ALDER LN, SIOUX FALLS, SD 57105-7160 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY SD |
| Recording Date | Feb 6, 2020 |
| Property Address | 45487 RIVER DR, VERMILLION, SD 57069 |
| Document Number | 000D81/470 |
| Book / Page | D81 / 470 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 142250 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 509 E ALDER LN, SIOUX FALLS, SD 57105-7160 |
The 2025 property tax bill for 45487 River Dr was $12,183, up 15.2% from the year before.
Source: Clay County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Clay County |
| County Subdivision | Norway Township |
| Unified School District | Irene-Wakonda School District 13-3 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $12,183.00 (+15.16%) | $745,811 Land $81,354 Building $664,457 |
| 2024 | $10,579.00 | |
| 2023 | $568,941 Land $53,714 Building $515,227 | |
| 2022 | $9,373.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 45487 River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1997–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45487 River Dr is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 68% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RURAL WATER SYSTEM private · serves 4,780 people · EPA ID SD4600626 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Santel Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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