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45453 River Dr, Vermillion, SD 57069 Property Records

Clay County property record for 45453 River Dr, Vermillion, SD 57069

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 768 sqft · built 1988
Lot Size2.04 acres (88,862 sqft)
OwnerIndividual Name on Record
Last Sale$420,000 (Aug 2021)
Tax Bill$2,739 (2022)
Deeds & MortgagesOct 2021 Mortgage
Aug 2021 Sale
Flood ZoneZone X (minimal risk)
APN10401-09253-210-08

Property Details

APN / Parcel Number

Primary APN10401-09253-210-08

Interior

Bedrooms1 Bed
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms3 Rooms
Stories1 Story
Building Area768 sqft Living Area
Gross Area1,536 sqft
Basement Area768 sqft

Exterior

Year BuiltBuilt 1988
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area88,862 sqft (2.04 acres)
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
Deck Area256 sqft

Utilities, Heating & Cooling

Heating SystemGravity Furnace
Heating FuelGas

Location & Zoning

Street Address45453 RIVER DR
CityVERMILLION
StateSD
Zip57069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 HOLTER WAGNER OF DANIELSON TRACT 1 A SUB IN GOVT LOTS 2 & 3 21-92-53 NORWA
Legal Tract1
JurisdictionCLAY SD
Township / Civil DivisionNORWAY
Census Block Group3
Census Block3197
Census Tract965800

Owner

Source: Clay County records, as of November 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 727, PARKER, SD 57053-0727
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
PLAINS COMMERCE BANK
Aug 26, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 26, 2021 · Amount on Record
Deed SaleAug 26, 2021 · Amount on Record
Deed Document Number0000082371
Deed Book / Page82 / 371
Record UpdatedJun 7, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY SD
Property Address45453 RIVER DR, VERMILLION, SD 57069
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0MT145/567
DateOct 27, 2021
Book PageMT145/567
Instrument146487
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY SD
Recording DateAug 26, 2021
Property Address45453 RIVER DR, VERMILLION, SD 57069
Document Number000D82/371
Book / PageD82 / 371
Instrument DateAug 20, 2021
Instrument146110
Transaction TypeTransfer
Record UpdatedMar 16, 2023

Transaction

AmountAmount Recorded
Tax$420.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 727, PARKER, SD 57053-0727
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of November 1, 2023

Property Jurisdictions

TypeName
StateSouth Dakota
CountyClay County
County SubdivisionNorway Township
Unified School DistrictIrene-Wakonda School District 13-3 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2023$167,411 Land $51,941 Building $115,470
2022$2,739.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1997–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of South Dakota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY RURAL WATER SYSTEM
private · serves 4,780 people · EPA ID SD4600626
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Santel
Fiber		1,000 / 1,000

May also be available: Great Plains Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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