45481 River Dr, Vermillion, SD 57069 Property Records

Clay County property record for 45481 River Dr, Vermillion, SD 57069

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 3,790 sqft · built 2013
Lot Size2.64 acres (114,998 sqft)
OwnerCompany Name on Record
Tax Bill$12,652 (2025)
Deeds & MortgagesJan 2025 Sale
Flood ZoneZone X (minimal risk)
APN10300-00000-010-00

Property Details

APN / Parcel Number

Primary APN10300-00000-010-00

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area3,790 sqft Living Area
Gross Area5,535 sqft
1st Floor Area1,845 sqft
Basement Area1,845 sqft
Finished Basement100 sqft
Unfinished Basement1,845 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialMarblecrete
Construction TypeMetal Frame
Roof MaterialMetal
Lot Area114,998 sqft (2.64 acres)

Exterior Amenities

PorchPorch
Porch Area621 sqft
Deck AreaDeck Area
Utility Building1,280 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45481 RIVER DR
CityVERMILLION
StateSD
Zip57069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 1 HOLMES FOREST 21-92-53 NORWAY TWP
Legal SubdivisionHOLMES FORREST ADDITON S
Legal Lot Number1
JurisdictionCLAY SD
Township / Civil DivisionNORWAY
Census Block Group3
Census Block3212
Census Tract965800

Owner

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address126 W DORAL CT, SIOUX FALLS, SD 57108-6413
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 27, 2012
Deed SaleJul 27, 2012
Prior SaleAug 5, 2005
Deed Document Number20127230
Deed Book / Page77 / 638
Record UpdatedJun 8, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY SD
Recording DateJan 27, 2025
Property Address45481 RIVER DR, VERMILLION, SD 57069
Document Number0000D84/53
Book / PageD84 / 53
Instrument DateJan 22, 2025
InstrumentA20250102
Transaction TypeTransfer
Record UpdatedJan 16, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address126 W DORAL CT, SIOUX FALLS, SD 57108-6413

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyClay County
County SubdivisionNorway Township
Unified School DistrictIrene-Wakonda School District 13-3 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$12,652.00 (+15.34%)$774,507 (+32.14%) Land $78,504 Building $696,003
2024$10,969.00 (+0.47%)
2023$10,918.00 (+13.59%)$586,109 Land $53,045 Building $533,064
2022$9,612.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1997–2011)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY RURAL WATER SYSTEM
private · serves 4,780 people · EPA ID SD4600626
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Santel
Fiber
1,000 / 1,000

May also be available: Great Plains Communications.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Dr

Nearby Streets

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