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4550 Mount Carmel Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4550 Mount Carmel Rd, Jay, FL 32565 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 2005
Square Footage720 sqft Heated Area
Lot Size31,276 sqft (0.717 acres)
OccupancyOwner Occupied
Last Sale$182,000 (2022)
Tax Bill$832.00 (2024)

Property Details

APN / Parcel Number

Primary APN27-6N-29-0000-01218-0000

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area720 sqft Heated Area
Gross Area1,112 sqft Gross Area
1st Floor720 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2005
Exterior MaterialWood Siding Exterior
Construction TypeWood Construction
Foundation TypeRaised Foundation
Roof MaterialMetal Roof
Lot Area31,276 sqft (0.717 acres)
Depth X Width3,130 ft x 1,000 ft Depth x Width

Exterior Amenities

Shed1 Shed
Shed Area1 sqft Shed
Deck Area256 sqft Deck
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number276N290000012180000
Street Address4550 MOUNT CARMEL RD
CityJAY
StateFL
Zip32565-1526
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATE FOR 2023* EASTERLY 100 FT OF FOLLOWING DESC: COM AT NE CORNER OF SECTION 4 TOWNSHP 5 NORTH RANGE 29 WEST
Legal Range29W
Legal Township06N
Legal Section27
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Minor Civil DivisionJAY
Census Blockgroup1
Census Block1000
Census Tract10200

Owner

Source: Santa Rosa County records · APN 27-6N-29-0000-01218-0000

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4550 MOUNT CARMEL RD, JAY, FL 32565-1526
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage
USDA
Feb 23, 2021Warranty Deed, Transfer · Seller Take-Back
VICTOR CAMPBELL
Feb 08, 2021Quit Claim Deed, Transfer
Quitclaim Document
Mar 09, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 27, 2020Grant Deed, Transfer
ATTORNEY ONLY
Jul 17, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 02, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Feb 09, 2017Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 15, 2022 · Amount on Record
Deed SaleNov 15, 2022 · Amount on Record
Prior SaleMar 09, 2021
Deed Doc Number202263781
Deed Book / Page4344 / 1376
Record RefreshedJun 08, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 15, 2022
Property Address4550 MOUNT CARMEL RD, JAY, FL 32565-1526
Document Number0043441376
Book / Page4344 / 1376
Instrument DateNov 14, 2022
Instrument202263781
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyGUARANTEE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,274.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4550 MOUNT CARMEL RD, JAY, FL 32565-1526

Transferred To (Grantee/Buyer)

NameVerified Name
Address1612 BELLA VISTA WAY, PORT ST LUCIE, FL 34952-2634

Mortgage

Document Number0043441379
DateNov 15, 2022
Book Page4344/1379
Instrument202263782
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63166
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term456 Months
DueNov 14, 2060

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 23, 2021
Property Address4550 MOUNT CARMEL RD, JAY, FL 32565-1526
Document Number0040760003
Book / Page4076 / 3
Instrument DateFeb 23, 2021
Instrument202111690
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyGUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6933 MARTIN RD, MILTON, FL 32570-8583

Transferred To (Grantee/Buyer)

NameVerified Name
Address4550 MOUNT CARMEL RD, JAY, FL 32565-1526

Mortgage

Document Number0000040765
DateFeb 23, 2021
Instrument4076/5
Lender
NameVICTOR CAMPBELL
TypeSeller
Agreement
TypeSeller Take-Back
AmountAmount Recorded
Term13 Months
DueMar 01, 2022

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 08, 2021
Property Address4550 MOUNT CARMEL RD, JAY, FL 32565-1526
Document Number0040681051
Book / Page4068 / 1051
Instrument DateFeb 06, 2021
Instrument202108157
Transaction TypeTransfer
Record UpdatedJan 19, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6933 MARTIN RD, MILTON, FL 32570-8583

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateMar 09, 2021
Property Address4550 MOUNT CARMEL RD, JAY, FL 32565-1526
Document Number0040840014
Book / Page4084 / 14
Instrument DateDec 28, 2020
Instrument202115387
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address540 BOSPHOROUS AVE, TAMPA, FL 33606-3652

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateJul 27, 2020
Property Address4550 MOUNT CARMEL RD, JAY, FL 32565-1526
Document Number0039811102
Book / Page003981 / 001102
Instrument DateJul 24, 2020
Instrument37234
Transaction TypeTransfer
Record UpdatedSep 03, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$140.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6933 MARTIN RD MILTON FL 325708583, MILTON, FL 32570-8583

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateJul 17, 2020
Property Address4550 MOUNT CARMEL RD, JAY, FL 32565-1526
Document Number0039771452
Book / Page003977 / 001452
Instrument DateJul 13, 2020
Instrument35470
Transaction TypeTransfer
Record UpdatedAug 10, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6933 MARTIN RD MILTON FL 325708583, MILTON, FL 32570-8583

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateMay 02, 2019
Property Address4550 MOUNT CARMEL RD, JAY, FL 32565-1526
Document Number0038250943
Book / Page003825 / 000943
Instrument DateApr 25, 2019
Instrument17858
Transaction TypeTransfer
Record UpdatedJul 02, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address540 BOSPHOROUS AVE TAMPA FL 336063652, TAMPA, FL 33606-3652

February 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateFeb 09, 2017
Property Address4550 MOUNT CARMEL RD, JAY, FL 32565-1526
Document Number0035971154
Book / Page003597 / 001154
Instrument DateJan 31, 2017
Instrument5216
Transaction TypeTransfer
Record UpdatedFeb 14, 2017

Transaction

AmountAmount Recorded
Tax$420.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6933 MARTIN RD MILTON FL 325708583, MILTON, FL 32570-8583

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$832.00 (+2.84%) Homeowner's exemption$101,685 (+3%)$118,069 (+7.57%) Land $15,000 Building $103,069
2023$809.00 (+75.87%) Homeowner's exemption$98,723 (+62.98%)$109,762 (+71.12%) Land $18,000 Building $91,762
2022$460.00 Homeowner's exemption$60,573$64,145 Land $8,000 Building $56,145

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 1,064 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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