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4548 Mount Carmel Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4548 Mount Carmel Rd, Jay, FL 32565 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1930
Square Footage1,312 sqft Living Area
Lot Size34,107 sqft (0.783 acres)
OccupancyOwner Occupied
Last Sale$25,000 (2023)
Tax Bill$874.00 (2024)

Property Details

APN / Parcel Number

Primary APN27-6N-29-0000-01209-0000
Alternative APN
  • N296270000012090000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,312 sqft Living Area
Gross Area1,964 sqft Gross Area
1st Floor1,312 sqft 1st Floor
Attic Area228 sqft Attic
Attic1 Attic
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePaneling Interior Structure

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialMetal Exterior
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area34,107 sqft (0.783 acres)
Depth X Width313 ft x 109 ft Depth x Width
Deck Area200 sqft Deck
Porch Area224 sqft Porch

Utilities and HVAC

Cooling SystemWindow A/C Cooling
Heating SystemConvection Heating

Location & Zoning

Street Address4548 MOUNT CARMEL RD
CityJAY
StateFL
Zip32565-1526
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description**DESCRIPTION UPDATE FOR 2024** COM AT NE COR 04-5N-29 THN N ON E LN 536.10 FT THN N83*2700E 225.91 FT THN N11*5900W 486.52 FT THN N20*4200W 63.45 FT THN N59*2100W 637.44 FT TO POB CONT 208.72 FT THN N34*1900E 313.08 FT THN S59*2100E 208.72 FT THN S3
Legal Range29W
Legal Township6N
Legal Section27
JurisdictionSANTA ROSA FL
Minor Civil DivisionJAY
Census Blockgroup1
Census Block1000
Census Tract10200

Owner

Source: Santa Rosa County records · APN 27-6N-29-0000-01209-0000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4548 MOUNT CARMEL RD, JAY, FL 32565-1526
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2023Warranty Deed, Transfer · Seller Take-Back
K KIRK
Oct 25, 2023Trustee's Deed, Foreclosure
Result of a Foreclosure Auction
May 02, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2023 · Amount on Record
Deed SaleDec 28, 2023 · Amount on Record
Prior SaleOct 25, 2023 · Amount on Record
Deed Doc Number202357231
Deed Book / Page4462 / 138
Prior Transfer DateDec 28, 2020
Prior Transfer Doc0040840014
Record RefreshedJun 08, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateDec 28, 2023
Property Address4548 MOUNT CARMEL RD, JAY, FL 32565-1526
Document Number0044620138
Book / Page4462 / 138
Instrument DateDec 27, 2023
Instrument202357231
Transaction TypeTransfer
Record UpdatedFeb 19, 2024
Title CompanyNOT AVAILABLE, WEST FL TTL OF MILTON INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4549 HIGHWAY 4, JAY, FL 32565-3036

Transferred To (Grantee/Buyer)

NameVerified Name
Address4548 MOUNT CARMEL RD, JAY, FL 32565-1526

Mortgage

Document Number0004462140
DateDec 28, 2023
Instrument4462/140
Lender
NameK KIRK
TypeSeller
Agreement
TypeSeller Take-Back
AmountAmount Recorded

October 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSANTA ROSA FL
Recording DateOct 25, 2023
Property Address4548 MOUNT CARMEL RD, JAY, FL 32565-1526
Document Number0044450711
Book / Page4445 / 711
Instrument DateOct 25, 2023
Instrument202348124
Transaction TypeForeclosure
Record UpdatedApr 16, 2024

Transaction

AmountAmount Recorded
Tax$147.00
Amount AccuracyRounded Values by County
Additional
  • Result of a Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateMay 02, 2019
Property Address4548 MOUNT CARMEL RD, JAY, FL 32565-1526
Document Number0038250943
Book / Page003825 / 000943
Instrument DateApr 25, 2019
Instrument17858
Transaction TypeTransfer
Record UpdatedJul 02, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address540 BOSPHOROUS AVE TAMPA FL 336063652, TAMPA, FL 33606-3652

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$68,940 (+2.58%) Land $15,000 Building $53,940$68,940 (+2.58%) Land $15,000 Building $53,940
2024$874.00 (+14.4%)$67,209 (-3.75%) Land $15,000 Building $52,209$67,209 (-3.75%) Land $15,000 Building $52,209
2023$764.00 (+12.35%)$69,825 (+20.7%) Land $18,000 Building $51,825$69,825 (+20.7%) Land $18,000 Building $51,825
2022$680.00$57,848$57,848 Land $8,000 Building $49,848

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 18% of Florida
Wildfire LikelihoodAbout 1 in 1,064 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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