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4650 Mount Carmel Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4650 Mount Carmel Rd, Jay, FL 32565 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1972
Square Footage2,177 sqft Living Area
Lot Size65,340 sqft (1.5 acres)
OccupancyOwner Occupied
Last Sale$133,000 (2018)
Tax Bill$1,345.00 (2025)

Property Details

APN / Parcel Number

Primary APN27-6N-29-0000-01203-0000
Alternative APN
  • N296270000012030000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,177 sqft Living Area
Gross Area4,051 sqft Gross Area
1st Floor2,177 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area65,340 sqft (1.5 acres)
Depth X Width313 ft x 209 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
Garage Area702 sqft Garage
CarportCarport
Carport Area702 sqft Carport

Exterior Amenities

Shed1 Shed
Shed Area1 sqft Shed
Deck Area194 sqft Deck
Patio Area174 sqft Patio
Porch Area399 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4650 MOUNT CARMEL RD
CityJAY
StateFL
Zip32565-1528
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM NE COR SEC 4-5N-29 THN N 536.10 FT THN N83*E 225.91 FT THN N11*W 486.52 FT THN N20*W 63.65 FT TO POB THN N59*W 208. 72 FT THN N34*E 313.08 FT THN S59*E 208.72 FT S34*W 313.08 FT TO POB AS DES IN OR 3711 PG 1149
Legal Range29W
Legal Township6N
Legal Section27
JurisdictionSANTA ROSA FL
Minor Civil DivisionJAY
Census Blockgroup1
Census Block1000
Census Tract10200

Owner

Source: Santa Rosa County records · APN 27-6N-29-0000-01203-0000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4650 MOUNT CARMEL RD, JAY, FL 32565-1528
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 02, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Mar 21, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 21, 2018 · Amount on Record
Deed SaleMar 21, 2018 · Amount on Record
Prior SaleJul 16, 2013 · Amount on Record
Deed Doc Number201810987
Deed Book / Page3711 / 1149
Last Transfer DateDec 28, 2020
Transfer Doc0000015387
Record RefreshedJun 08, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateMar 09, 2021
Property Address4650 MOUNT CARMEL RD, JAY, FL 32565-1528
Document Number0040840014
Book / Page4084 / 14
Instrument DateDec 28, 2020
Instrument202115387
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address540 BOSPHOROUS AVE, TAMPA, FL 33606-3652

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateMay 02, 2019
Property Address4650 MOUNT CARMEL RD, JAY, FL 32565-1528
Document Number0038250943
Book / Page003825 / 000943
Instrument DateApr 25, 2019
Instrument17858
Transaction TypeTransfer
Record UpdatedJul 02, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim Document
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address540 BOSPHOROUS AVE TAMPA FL 336063652, TAMPA, FL 33606-3652

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 21, 2018
Property Address4650 MOUNT CARMEL RD, JAY, FL 32565-1528
Document Number0037111149
Book / Page3711 / 1149
Instrument DateMar 05, 2018
Instrument201810987
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyANCHOR TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$931.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2746 HARVEST RD, 2746, JAY, FL 32565-2896

Transferred To (Grantee/Buyer)

NameVerified Name
Address4550 MOUNT CARMEL RD, JAY, FL 32565-1526

Mortgage

Document Number0201810988
DateMar 21, 2018
Instrument201810988
Lender
NameUNITED BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,345.00 (+6.83%) Homeowner's exemption$138,232 (+2.9%)$194,892 (+2.06%) Land $12,000 Building $182,892
2024$1,259.00 (+2.27%) Homeowner's exemption$134,336 (+3%)$190,958 (+1.27%) Land $12,000 Building $178,958
2023$1,231.00 (+2.67%) Homeowner's exemption$130,423 (+3%)$188,570 (+1.2%) Land $12,000 Building $176,570
2022$1,199.00 Homeowner's exemption$126,624$186,340 Land $12,000 Building $174,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 1,563 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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