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4428 Mount Carmel Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 4428 Mount Carmel Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,242 sqft · built 1973
Lot Size1.1 acres (47,916 sqft)
Owner2 Individual Names on Record
Last Sale$100 (Apr 2019)
Tax Bill$2,214 (2024)
Deeds & MortgagesApr 2019 Sale
Flood ZoneZone X (minimal risk)
APN36-6N-29-0000-00300-0000

Property Details

APN / Parcel Number

Primary APN36-6N-29-0000-00300-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,242 sqft Heated Area
Gross Area3,244 sqft
1st Floor Area2,572 sqft
Upper Floors Area264 sqft
FlooringCarpet
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialMetal
Lot Area47,916 sqft (1.1 acres)
Lot Dimensions2,310 ft deep x 2,050 ft wide
Garage Area1 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area672 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number366N290000003000000
Street Address4428 MOUNT CARMEL RD
CityJAY
StateFL
Zip32565-1524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionCOM AT THE NW CORN OF THE SEC 36 TWNSHP 6 NORTH RANGE 29 WEST CORN THN E 40 CHNS THN ON W LN OF GOVT LOT 1 GO S 19.72 CHNS &
Legal Range29W
Legal Township06N
Legal Section36
Legal SubdivisionWEST
Legal Lot Number1 3
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group1
Census Block1000
Census Tract10200

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4428 MOUNT CARMEL RD, JAY, FL 32565-1524
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 3, 2019 · Amount on Record
Deed SaleApr 3, 2019 · Amount on Record
Deed Document Number201913068
Deed Book / Page3816 / 1223
Record UpdatedJun 8, 2026

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 3, 2019
Property Address4428 MOUNT CARMEL RD, JAY, FL 32565-1524
Document Number0038161223
Book / Page003816 / 001223
Instrument DateMar 21, 2019
Instrument13068
Transaction TypeTransfer
Record UpdatedMay 6, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4428 MOUNT CARMEL RD JAY FL 325651524, JAY, FL 32565-1524

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$2,214.00 (+3.6%)$183,773 (+1.32%) Land $8,250 Building $175,523$183,773 (+1.32%) Land $8,250 Building $175,523
2023$2,137.00 (+4.55%)$181,384 (+2.44%) Land $8,250 Building $173,134$181,384 (+2.44%) Land $8,250 Building $173,134
2022$2,044.00$177,072$177,072 Land $4,400 Building $172,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000

May also be available: Dragonfly Internet.

Cell Coverage

5G and 4G LTE (outdoors only)

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