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455 Wallace Rd, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 455 Wallace Rd, Schenectady, NY 12304 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,093 sqft · built 1954
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$320,000 (Oct 2025)
Tax Bill$6,218 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 60.20-1-37

Property Details

APN / Parcel Number

Primary APN422400 60.20-1-37
Alternative APN
  • 240006002000010370000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,093 sqft Living Area
1st Floor Area1,093 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialBrick
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions184 ft deep x 95 ft wide
Garage TypeAttached
Garage Area368 sqft
Parking Spaces1 Parking Space
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address455 WALLACE RD
CitySCHENECTADY
StateNY
Zip12304-2435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number37.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3013
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 60.20-1-37

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2565 WIEDRICK RD, WALWORTH, NY 14568-9515
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2025Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jan 28, 2022Warranty Deed, Transfer · Conventional Mortgage
TRUSTCO BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 24, 2025 · Amount on Record
Deed SaleOct 24, 2025 · Amount on Record
Prior SaleJan 28, 2022 · Amount on Record
Deed Document Number202525307
Deed Book / Page2159 / 617
Prior Transfer DateNov 15, 1999
Prior Transfer Doc1569000878
Record UpdatedJun 08, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateOct 24, 2025
Property Address455 WALLACE RD, SCHENECTADY, NY 12304-2435
Document Number0000025307
Instrument DateOct 10, 2025
Instrument202525307
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanySTEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,280.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address455 WALLACE RD, SCHENECTADY, NY 12304-2435

Transferred To (Grantee/Buyer)

NameVerified Name
Address2565 WIEDRICK RD, WALWORTH, NY 14568-9515

Mortgage

Document Number0000025308
DateOct 24, 2025
Instrument202525308
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJan 28, 2022
Property Address455 WALLACE RD, SCHENECTADY, NY 12304-2435
Document Number0000004952
Book / Page2077 / 727
Instrument DateJan 21, 2022
Instrument202204952
Transaction TypeTransfer
Record UpdatedFeb 09, 2022
Title CompanyMARATHON TITLE AGENCY INC, MARATHON TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address455 WALLACE RD, 455, SCHENECTADY, NY 12304-2435

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 FEHR AVE, SCHENECTADY, NY 12304-1401

Mortgage

Document Number0000004953
DateJan 28, 2022
Instrument202204953
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 21, 2052

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,218.00$175,000 (-) Land $41,300 Building $133,700$259,300 (+11.13%) Land $61,195 Building $198,105
2024$175,000 (-) Land $41,300 Building $133,700$233,333 (+5.34%) Land $55,067 Building $178,266
2023$175,000 Land $41,300 Building $133,700$221,500 Land $52,274 Building $169,226

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 6% of the US · above 9% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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