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440 Wallace Rd, Schenectady, NY 12304 Property Records

Albany County and Colonie Town property record for 440 Wallace Rd, Schenectady, NY 12304 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,404 sqft · built 1960
Lot Size0.29 acres (12,632 sqft)
Owner2 Individual Names on File
Last Sale$166,000 (Jun 2003)
Tax Bill$4,307 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Oct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN012689 16.2-1-6

Property Details

APN / Parcel Number

Primary APN012689 16.2-1-6
Alternative APNs
  • 268901600200010060000000
  • 01600200010060000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area936 sqft
Upper Floors Area468 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area12,632 sqft (0.29 acres)
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area228 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01600200010060000000
Street Address440 WALLACE RD
CitySCHENECTADY
StateNY
Zip12304-2436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN-10 E-418 S-100-37
Legal Block1
Legal Lot Number6.000
JurisdictionALBANY NY
Township / Civil DivisionCOLONIE
Census Block Group2
Census Block2000
Census Tract13803

Owner

Source: Albany County and Colonie Town records · APN 012689 16.2-1-6

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address440 WALLACE RD, SCHENECTADY, NY 12304-2436
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2025Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Oct 23, 2017Deed of Trust, Mortgage · Line of Credit
CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 23, 2003 · Amount on Record
Deed SaleJun 23, 2003 · Amount on Record
Deed Book / Page2738 / 923
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address440 WALLACE RD, SCHENECTADY, NY 12304-2436
Transaction TypeMortgage
Record UpdatedOct 29, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 WALLACE RD, SCHENECTADY, NY 12304-2436

Mortgage

Document Number0000007604
DateSep 29, 2025
InstrumentR2025-17604
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 28, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address440 WALLACE RD, SCHENECTADY, NY 12304-2436
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025183
DateOct 23, 2017
InstrumentR2017-25183
Lender
NameCAPITAL COMMUNICATIONS FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueOct 11, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionColonie Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,307.00 (+15.97%) Homeowner's exemption$98,200 (-) Land $24,550 Building $73,650$224,700 (+16.73%) Land $56,175 Building $168,525
2023$98,200 (-) Land $24,550 Building $73,650$192,500 (+9.29%) Land $48,125 Building $144,375
2022$98,200 Land $24,550 Building $73,650$176,143 Land $44,036 Building $132,107
2021$3,714.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010138032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimMar 2024, other causes

Wildfire

Wildfire RiskLow
above 6% of the US · above 9% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 336 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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