447 Wallace Rd, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 447 Wallace Rd, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,062 sqft · built 1960
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$221,000 (Aug 2018)
Tax Bill$8,545 (2025)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 60.20-1-35

Property Details

APN / Parcel Number

Primary APN422400 60.20-1-35
Alternative APN
  • 240006002000010350000000

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,062 sqft Living Area
1st Floor Area1,350 sqft
Upper Floors Area712 sqft

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions184 ft deep x 85 ft wide
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchPatio
Porch Area198 sqft
Patio Area240 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address447 WALLACE RD
CitySCHENECTADY
StateNY
Zip12304-2435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal SubdivisionEDWARD C SCHARFENBERG
Legal Block1
Legal Lot Number35.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group3
Census Block3013
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address447 WALLACE RD, SCHENECTADY, NY 12304-2435
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2018 · Amount on Record
Deed SaleAug 9, 2018 · Amount on Record
Deed Document Number201835305
Deed Book / Page1993 / 324
Prior Transfer DateJul 27, 2011
Prior Transfer Doc0000030106
Record UpdatedJun 8, 2026

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateAug 9, 2018
Property Address447 WALLACE RD, SCHENECTADY, NY 12304-2435
Document Number0000035305
Book / Page1993 / 324
Instrument DateJul 27, 2018
Instrument201835305
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanySTEWART TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$884.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address447 WALLACE RD, 447, SCHENECTADY, NY 12304-2435

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4 WALNUT ST, ALBANY, NY 12205-4317

Mortgage

Document Number0000035306
DateAug 9, 2018
Instrument201835306
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,545.00$244,000 (+8.44%) Land $39,600 Building $204,400$361,500 (+26.93%) Land $58,670 Building $302,830
2023$225,000 Land $39,600 Building $185,400$284,800 Land $50,125 Building $234,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Wallace Rd

Nearby Streets

Search Property Records by Address or Parcel Number