451 Wallace Rd, Schenectady, NY 12304 Property Records

Schenectady County and Niskayuna Town property record for 451 Wallace Rd, Schenectady, NY 12304 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1960
Square Footage1,553 sqft Living Area
Lot Size15,682 sqft (0.36 acres)
OccupancyOwner Occupied
Last Sale$248,000 (2018)
Tax Bill$8,174.00 (2025)

Property Details

APN / Parcel Number

Primary APN422400 60.20-1-36
Alternative APN
  • 240006002000010360000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,553 sqft Living Area
1st Floor1,358 sqft 1st Floor
Upper Floors195 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area15,682 sqft (0.36 acres)
Depth X Width184 ft x 85 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area390 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool Pool Type
Pool Area512 sqft Pool
Shed1 Shed
Shed Area140 sqft Shed

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address451 WALLACE RD
CitySCHENECTADY
StateNY
Zip12304-2435
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number36.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionNISKAYUNA
Census Blockgroup3
Census Block3013
Census Tract31902

Owner

Source: Schenectady County and Niskayuna Town records · APN 422400 60.20-1-36

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address451 WALLACE RD, SCHENECTADY, NY 12304-2435
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 11, 2023Deed of Trust, Mortgage · Line of Credit
BROADVIEW FCU
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES FCU
Mar 27, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
SEFCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 27, 2018 · Amount on Record
Deed SaleMar 27, 2018 · Amount on Record
Prior SaleAug 27, 2014 · Amount on Record
Deed Doc Number201812874
Deed Book / Page1983 / 792
Prior Transfer DateAug 15, 2014
Prior Transfer Doc0000041680
Record RefreshedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address451 WALLACE RD, SCHENECTADY, NY 12304-2435
Transaction TypeMortgage
Record UpdatedMay 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 WALLACE RD, SCHENECTADY, NY 12304-2435

Mortgage

Document Number0000027110
DateMay 11, 2023
Book Page5303/848
Instrument202327110
Lender
NameBROADVIEW FCU
TypeCredit Union
AddressALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMay 10, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address451 WALLACE RD, SCHENECTADY, NY 12304-2435
Transaction TypeMortgage
Record UpdatedMar 03, 2021
Title CompanySMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address451 WALLACE RD, SCHENECTADY, NY 12304-2435

Mortgage

Document Number0000006907
DateFeb 22, 2021
Book Page5071/641
Instrument202106907
Lender
NameSTATE EMPLOYEES FCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 01, 2036

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 27, 2018
Property Address451 WALLACE RD, SCHENECTADY, NY 12304-2435
Document Number0000012874
Book / Page001983 / 000792
Instrument DateMar 21, 2018
Instrument12874
Transaction TypeTransfer
Record UpdatedApr 16, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$989.20
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address17 LINDBERG AVE WURTSBORO NY 127907617, WURTSBORO, NY 12790-7617

Mortgage

Document Number12875
DateMar 27, 2018
Book Page004827/000202
Instrument12875
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 26, 2048

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictSouth Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,174.00$233,000 (-) Land $41,000 Building $192,000$345,200 (+17.06%) Land $60,743 Building $284,457
2023$233,000 Land $41,000 Building $192,000$294,900 Land $51,892 Building $243,008

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 6% of the US · above 9% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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