455 Oak St, Mount Morris, MI 48458 Property Records

Genesee County property record for 455 Oak St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,144 sqft · built 1938
Lot Size	0.253 acres (11,021 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Dec 2022)
Tax Bill	$3,430 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-126`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-126`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,144 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	11,021 sqft (0.253 acres)
Lot Dimensions	100 ft deep x 110 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	455 OAK ST
City	MOUNT MORRIS
State	MI
Zip	48458-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOTS 157 AND 158 PLAT OF BUENA VISTA
Legal Subdivision	PLAT
Legal Lot Number	157-158
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2030
Census Tract	12310

Owner

455 Oak St is owned and occupied by two individuals who bought it in December 2022.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	455 OAK ST, MOUNT MORRIS, MI 48458-1930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Dec 13, 2022	Warranty Deed, Transfer CROSSROADS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Prior Sale	Jan 31, 2005 · Amount on File
Deed Document Number	202275908
Prior Transfer Date	Jan 5, 1999
Prior Transfer Doc	0000004957
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	455 OAK ST, MOUNT MORRIS, MI 48458-1930
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 FOXFIRE ST, EAST LANSING, MI 48823-1715

Mortgage

Document Number	0000075044
Date	Dec 7, 2022
Instrument	202212070075044

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 13, 2022
Property Address	455 OAK ST, MOUNT MORRIS, MI 48458-1930
Document Number	0000075908
Map Reference	LB 5 PG 32
Instrument Date	Dec 2, 2022
Instrument	202212130075908
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount on Record
Tax	$1,065.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	455 OAK ST, MOUNT MORRIS, MI 48458-1930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 FOXFIRE ST, EAST LANSING, MI 48823-1715

Tax Assessment & Valuation

The 2025 property tax bill for 455 Oak St was $3,430 with a homeowner's exemption, up 2.1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,400 (+14.8%) Land $3,900 Building $91,500	$190,800 (+14.8%) Land $7,800 Building $183,000
2025	$3,430.00 (+2.08%) Homeowner's exemption	$83,100	$166,200
2024	$3,360.00
2023		$64,600	$129,200
2021	$1,767.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 455 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 455 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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