415 Oak St, Mount Morris, MI 48458 Property Records

Genesee County property record for 415 Oak St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1 ba · 990 sqft · built 1921
Lot Size	0.321 acres (13,983 sqft)
Owner	Company Name on Record
Last Sale	$102,000 (May 2026)
Tax Bill	$1,455 (2025)
Deeds & Mortgages	May 2026 Sale May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-123`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-123`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	990 sqft Living Area
1st Floor Area	990 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Foundation Type	No Foundation
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	100 ft deep x 140 ft wide
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	415 OAK ST
City	MOUNT MORRIS
State	MI
Zip	48458-1930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOTS 152 & 153 & ALL THAT PART OF E 1/2 OF VACATED MARGARET AVE ADJOINING LOT 152 ON THE W PLAT OF BUENA VISTA (78)
Legal Subdivision	PLAT OF BUENA VISTA
Legal Lot Number	152-153
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2030
Census Tract	12310

Owner

Source: Genesee County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	726 S EASY ST, SEBASTIAN, FL 32958-5030
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Warranty Deed, Transfer MASON BURGESS TITLE
May 5, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	May 5, 2022 · Amount on Record
Deed Document Number	2026051332550
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 13, 2026
Property Address	415 OAK ST, MOUNT MORRIS, MI 48458-1930
Document Number	0000032550
Instrument Date	May 8, 2026
Instrument	202632550
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	MASON BURGESS TITLE

Transaction

Amount	Amount Recorded
Tax	$88,597.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	726 S EASY ST, SEBASTIAN, FL 32958-5030

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 5, 2022
Property Address	415 OAK ST, MOUNT MORRIS, MI 48458-1930
Document Number	0000036238
Map Reference	LB 5 P 32
Instrument Date	Apr 12, 2022
Instrument	202205050036238
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$558.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1432 W WILSON RD, 1432, CLIO, MI 48420-1644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15202 THORNRIDGE DR, GRAND BLANC, MI 48439-8897

Mortgage

Document Number	0000036239
Date	May 5, 2022
Instrument	202205050036239

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 3, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,455.00 (-30.38%) Homeowner's exemption	$44,700 (+11.47%)	$89,400 (+11.47%)
2024	$2,090.00 (+152.42%)
2023		$40,100	$80,200
2021	$828.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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